Simpson County property record for 827 Spears Ave, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 875 sqft · built 1968 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $67,000 (Feb 2011) |
| Tax Bill | $271 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-00-04-025.00 |
| Primary APN | 015-00-04-025.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,125 sqft (0.301 acres) |
| Lot Dimensions | 175 ft deep x 75 ft wide |
| Porch | Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Connected |
| Street Address | 827 SPEARS AVE |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 827 SPEARS AVENUE |
| Legal Subdivision | E S ROBEY |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 970200 |
Source: Simpson County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 827 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Feb 11, 2020 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2011 · Amount on Record |
| Deed Sale | Feb 9, 2011 · Amount on Record |
| Deed Document Number | 0000291425 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 827 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 827 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Document Number | 00M580/513 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | M580/513 |
| Instrument | 1259135 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, KY 42134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 827 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M468/489 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | M468/489 |
| Instrument | 1195431 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, KY 42134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 20, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $271.00 (-63.58%) Homeowner's exemption | $80,000 (-) | $80,000 (-) |
| 2023 | $744.00 | $80,000 | $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1982) |
| Most Recent Claim | Sep 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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