Simpson County property record for 822 Spears Ave, Franklin, KY 42134
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.316 acres (13,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,900 (Mar 2025) |
| Tax Bill | $157 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Jun 2024 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-00-05-010.00 |
| Primary APN | 015-00-05-010.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 13,800 sqft (0.316 acres) |
|---|---|
| Lot Dimensions | 184 ft deep x 75 ft wide |
| Sewer | Connected |
|---|
| Street Address | 822 SPEARS AVE |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1006 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 822 SPEARS AVENUE |
| Legal Subdivision | E S ROBEY |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 970200 |
Source: Simpson County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 822 SPEARS AVE, FRANKLIN, KY 42134-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2025 | Deed, Subdivision Related Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Jun 26, 2024 | Warranty Deed, Construction Loan · Construction Mortgage PERSONS BANKING COMPANY |
| Jul 26, 2023 | Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on Record |
| Deed Sale | Mar 4, 2025 · Amount on Record |
| Prior Sale | Jun 26, 2024 · Amount on Record |
| Deed Document Number | 1231936 |
| Deed Book / Page | D385 / 787 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Mar 4, 2025 |
| Property Address | 822 SPEARS AVE, FRANKLIN, KY 42134-1006 |
| Document Number | 00D385/787 |
| Book / Page | D385 / 787 |
| Instrument Date | Mar 3, 2025 |
| Instrument | 1231936 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 600 LEE KEEN RD, FRANKLIN, KY 42134-8801 |
| Name | Verified Name |
|---|---|
| Address | 822 SPEARS AVE, FRANKLIN, KY 42134-1006 |
| Document Number | 0001231937 |
|---|---|
| Date | Mar 4, 2025 |
| Instrument | 1231937 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jun 26, 2024 |
| Property Address | 822 SPEARS AVE, FRANKLIN, KY 42134-1006 |
| Document Number | 00D380/804 |
| Book / Page | D380 / 804 |
| Map Reference | MB 1 PG 36 |
| Instrument Date | Jun 24, 2024 |
| Instrument | 1224922 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $33.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1675 S CARPENTER LN, COTTONWOOD, AZ 86326-7101 |
| Name | Verified Name |
|---|---|
| Address | 600 LEE KEEN RD, FRANKLIN, KY 42134-8801 |
| Investor | Possibly a Property Investor |
| Document Number | 0001224923 |
|---|---|
| Date | Jun 26, 2024 |
| Instrument | 1224923 |
| Name | PERSONS BANKING COMPANY |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 24, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jul 26, 2023 |
| Property Address | 822 SPEARS AVE, FRANKLIN, KY 42134-1006 |
| Document Number | 00D373/796 |
| Book / Page | D373 / 796 |
| Map Reference | MB 65 PG 165 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 1217149 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1675 S CARPENTER LN, COTTONWOOD, AZ 86326-7101 |
| Name | Verified Name |
|---|---|
| Address | 820 SPEARS AVE, FRANKLIN, KY 42134-1006 |
| Document Number | 0001217150 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 1217150 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $157.00 (-5.99%) | $18,000 (-) | $18,000 (-) |
| 2023 | $167.00 (+6.37%) | $18,000 (-) | $18,000 (-) |
| 2022 | $157.00 | $18,000 | $18,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1982) |
| Most Recent Claim | Sep 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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