827 Sonya Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 827 Sonya Dr, Waterloo, IA 50702

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,094 sqft · built 1981
Lot Size	0.057 acres (2,488 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jul 2017)
Tax Bill	$2,670 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8813-03-476-026`

Property Details

APN / Parcel Number

Primary APN	`8813-03-476-026`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	325 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	2,488 sqft (0.057 acres)

Exterior Amenities

Porch	Porch
Porch Area	154 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	827 SONYA DR
City	WATERLOO
State	IA
Zip	50702-5637
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUN VILLA I CONDOMINIUM UNIT 827
Legal Range	13W
Legal Township	88N
Legal Section	03
Legal Subdivision	SUN VILLA I CONDOMINIUM
Legal Lot Number	827
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2009
Census Tract	1301

Owner

827 Sonya Dr, a condominium, is owned and occupied by two individuals who bought it in July 2017.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	827 SONYA DR, WATERLOO, IA 50702-5637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2017 · Amount on File
Deed Sale	Jul 12, 2017 · Amount on File
Prior Sale	Jun 9, 2008 · Amount on File
Deed Document Number	20172018-00000579
Prior Transfer Date	Oct 17, 2005
Prior Transfer Doc	2006010369
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 20, 2017
Property Address	827 SONYA DR, WATERLOO, IA 50702-5637
Document Number	201800005079
Instrument Date	Sep 12, 2017
Instrument	2018-00005079
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	827 SONYA DR, WATERLOO, IA 50702-5637

Mortgage

Document Number	201800005080
Date	Sep 20, 2017
Instrument	2018-00005080

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 827 Sonya Dr was $2,670 with a homeowner's exemption, down 6.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,670.00 (-6.51%) Homeowner's exemption	$141,720 Land $4,980 Building $136,740	$141,720 Land $4,980 Building $136,740
2024	$2,856.00
2023		$141,840 (+29.51%) Land $4,980 Building $136,860	$141,840 Land $4,980 Building $136,860
2022	$2,210.00 Homeowner's exemption	$109,520 Land $3,730 Building $105,790
2021			$109,520 Land $3,730 Building $105,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 Sonya Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Sonya Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20