Black Hawk County property record for 727 Sonya Dr, Waterloo, IA 50702
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft · built 2013 |
| Lot Size | 0.09 acres (3,937 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,024 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-03-477-014 |
| Primary APN | 8813-03-477-014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,937 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 727 SONYA DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-5639 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 725-727 SONYA DR CONDOMINIUMS UNIT 727 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 03 |
| Legal Subdivision | 725-727 SONYA DR CONDOMINIUMS |
| Legal Lot Number | 727 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1301 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1912 PRIMROSE DR, CEDAR FALLS, IA 50613-5750 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2017 | Deed of Trust, Mortgage LINCOLN SAVINGS BANK |
| Jan 19, 2018 | Deed of Trust, Mortgage LINCOLN SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 727 SONYA DR, WATERLOO, IA 50702-5639 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800009496 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 2018-00009496 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 30, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 727 SONYA DR, WATERLOO, IA 50702-5639 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | , 2018-00012118 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 2018-00012118 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Nov 30, 2037 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,024.00 (+10.61%) | $148,170 (+17.58%) Land $7,880 Building $140,290 | $148,170 (+17.58%) Land $7,880 Building $140,290 |
| 2024 | $2,734.00 (+4.19%) | ||
| 2023 | $126,020 (+5.45%) Land $7,880 Building $118,140 | $126,020 (+5.45%) Land $7,880 Building $118,140 | |
| 2022 | $2,624.00 | $119,510 Land $5,910 Building $113,600 | |
| 2021 | $119,510 Land $5,910 Building $113,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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