827 Smith Ct, Sisters, OR 97759 Property Records

Deschutes County property record for 827 Smith Ct, Sisters, OR 97759

Property Summary

Property Type	Single Family Home
Details	2,250 sqft · built 2019
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$396,757 (Feb 2020)
Tax Bill	$4,088 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`151005 CA 10324`

Property Details

APN / Parcel Number

Primary APN	`151005 CA 10324`
Alternative APN	`279001`

Interior

Stories	2 Stories
Building Area	2,250 sqft Living Area

Exterior

Year Built	Built 2019
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Mixed
Garage Area	747 sqft

Location & Zoning

Account Number	279001
Street Address	827 SMITH CT
City	SISTERS
State	OR
Zip	97759-7505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:191 SUBD:VILLAGE AT COLD SPRINGS PHASE 6 SEC/TWN/RNG/MER:SEC 05 TWN 15 RNG 10 MAP REF:151005-CA
Legal Range	10
Legal Township	15
Legal Section	05
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	VILLAGE AT COLD SPRINGS PHASE 6
Legal Lot Number	191
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	3
Census Block	3004
Census Tract	502

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	827 SMITH CT, SISTERS, OR 97759-7505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 4, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI GUARANTEED RATE
Aug 21, 2019	Deed of Trust, Construction Loan · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Deed Document Number	2020-05160
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	827 SMITH CT, SISTERS, OR 97759-7505
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 SMITH CT, SISTERS, OR 97759-7505

Mortgage

Document Number	0000001848
Date	Jan 24, 2024
Instrument	2024-01848

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	827 SMITH CT, SISTERS, OR 97759-7505
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017574
Date	Mar 19, 2021
Instrument	2021-17574

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 4, 2020
Property Address	827 SMITH CT, SISTERS, OR 97759-7505
Document Number	0000005160
Instrument Date	Dec 6, 2019
Instrument	5160
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2020
Title Company	WESTERN TITLE COMPANY LLC, WESTERN TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	827 SMITH CT SISTERS OR 977597505, SISTERS, OR 97759-7505

Mortgage

Document Number	5161
Date	Feb 4, 2020
Instrument	5161

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

August 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Aug 21, 2019
Property Address	827 SMITH CT, SISTERS, OR 97759-7505
Document Number	0000030556
Instrument Date	Aug 7, 2019
Instrument	30556
Transaction Type	Construction Loan
Record Updated	Jan 29, 2020
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030556
Date	Aug 21, 2019
Instrument	30556

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	1420 5TH AVE # 8TH, SEATTLE, WA 98101-4087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 20, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Sisters City
Unified School District	Sisters School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,088.00 (+3.23%)	$246,390 (+3%)	$678,720 (+15.18%) Land $244,500 Building $434,220
2024	$3,960.00 (+2.91%)	$239,220 (+3%)	$589,250 (-4.72%) Land $244,500 Building $344,750
2023	$3,848.00	$232,260	$618,410 Land $244,500 Building $373,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SISTERS serves 3,778 people · EPA ID OR4100826
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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