826 Smith Ct, Sisters, OR 97759 Property Records

Deschutes County property record for 826 Smith Ct, Sisters, OR 97759

Property Summary

Property Type	Single Family Home
Details	1,408 sqft · built 2019
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$324,768 (Mar 2020)
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`151005 CA 10329`

Property Details

APN / Parcel Number

Primary APN	`151005 CA 10329`
Alternative APN	`279006`

Interior

Stories	1 Story
Building Area	1,408 sqft Living Area

Exterior

Year Built	Built 2019
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Mixed
Garage Area	403 sqft

Location & Zoning

Account Number	279006
Street Address	826 SMITH CT
City	SISTERS
State	OR
Zip	97759-7505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:194 SUBD:VILLAGE AT COLD SPRINGS PHASE 6 SEC/TWN/RNG/MER:SEC 05 TWN 15 RNG 10 MAP REF:151005-CA
Legal Range	10
Legal Township	15
Legal Section	05
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	VILLAGE AT COLD SPRINGS PHASE 6
Legal Lot Number	194
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	3
Census Block	3004
Census Tract	502

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	826 SMITH CT, SISTERS, OR 97759-7505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 21, 2019	Deed of Trust, Construction Loan · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Deed Document Number	2020-12204
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 17, 2020
Property Address	826 SMITH CT, SISTERS, OR 97759-7505
Document Number	0000012204
Instrument Date	Jan 7, 2020
Instrument	2020-12204
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCORW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	826 SMITH CT, SISTERS, OR 97759-7505

Mortgage

Document Number	0000012205
Date	Mar 17, 2020
Instrument	2020-12205

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

August 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Aug 21, 2019
Property Address	826 SMITH CT, SISTERS, OR 97759-7505
Document Number	0000030556
Instrument Date	Aug 7, 2019
Instrument	30556
Transaction Type	Construction Loan
Record Updated	Jan 29, 2020
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030556
Date	Aug 21, 2019
Instrument	30556

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	1420 5TH AVE # 8TH, SEATTLE, WA 98101-4087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 20, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Sisters City
Unified School District	Sisters School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00 (+3.22%)	$200,830 (+3%)	$595,240 (+14.13%) Land $244,500 Building $350,740
2024	$3,228.00 (+2.93%)	$194,990 (+2.99%)	$521,560 (-3.94%) Land $244,500 Building $277,060
2023	$3,136.00	$189,320	$542,950 Land $244,500 Building $298,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 80% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SISTERS serves 3,778 people · EPA ID OR4100826
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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