Polk County property record for 827 Reflections Loop E, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,056 sqft Living Area |
| Lot Size | 8,812 sqft (0.202 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $239,900 (2020) |
| Tax Bill | $3,308.00 (2025) |
| Primary APN | 26-29-12-687517-000840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,056 sqft Living Area |
| Gross Area | 2,436 sqft Gross Area |
| 1st Floor | 2,056 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 8,812 sqft (0.202 acres) |
| Depth X Width | 120 ft x 74 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 380 sqft Garage |
| Patio Area | 360 sqft Patio |
| Porch Area | 41 sqft Porch |
| Street Address | 827 REFLECTIONS LOOP E |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3568 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REFLECTIONS EAST ADDITION PB 110 PGS 44 THRU 46 LOT 84 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | REFLECTIONS EAST ADDITION |
| Legal Tract | 687517 |
| Legal Block | 2 |
| Legal Lot Number | 84 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 14006 |
Source: Polk County records · APN 26-29-12-687517-000840
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 827 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2020 · Amount on Record |
| Deed Sale | Dec 09, 2020 · Amount on Record |
| Prior Sale | Jul 19, 2000 · Amount on Record |
| Deed Doc Number | 2020263839 |
| Deed Book / Page | 11485 / 1315 |
| Transfer Doc | 4497000867 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 09, 2020 |
| Property Address | 827 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568 |
| Document Number | 0114851315 |
| Book / Page | 011485 / 001315 |
| Instrument Date | Dec 02, 2020 |
| Instrument | 263839 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | REAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,679.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 827 REFLECTIONS LOOP E WINTER HAVEN FL 338843568, WINTER HAVEN, FL 33884-3568 |
| Document Number | 114851316 |
|---|---|
| Date | Dec 09, 2020 |
| Book Page | 011485/001316 |
| Instrument | 263840 |
| Name | KELLER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 08, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,308.00 (+6.09%) Homeowner's exemption | $220,393 (+5.99%) | $270,081 (+0.01%) Land $39,000 Building $231,081 |
| 2023 | $3,118.00 (+3.01%) Homeowner's exemption | $207,944 (+3%) | $270,051 (+6.7%) Land $38,000 Building $232,051 |
| 2022 | $3,027.00 Homeowner's exemption | $201,887 | $253,097 Land $32,000 Building $221,097 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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