DuPage County property record for 827 N Summit St, Wheaton, IL 60187
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,247 sqft · built 1928 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (May 2017) |
| Tax Bill | $8,442 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-15-103-005 |
| Primary APN | 05-15-103-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,247 sqft Living Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 14.7 ft deep x 5.2 ft wide |
| Garage Type | Detached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 827 N SUMMIT ST |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-4453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | ARGYLE ADD |
| Legal Subdivision | ARGYLE ADD |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 841902 |
Source: DuPage County records · APN 05-15-103-005
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 827 N SUMMIT ST, WHEATON, IL 60187-4453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| May 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on Record |
| Deed Sale | May 19, 2017 · Amount on Record |
| Prior Sale | Apr 06, 2011 · Amount on Record |
| Deed Document Number | 201749132 |
| Prior Transfer Date | Feb 20, 2008 |
| Prior Transfer Doc | 0000051808 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 827 N SUMMIT ST, WHEATON, IL 60187-4453 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | NOVAS TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000002730 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | R2021-002730 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 19, 2017 |
| Property Address | 827 N SUMMIT ST, WHEATON, IL 60187-4453 |
| Document Number | 0000049132 |
| Instrument Date | May 11, 2017 |
| Instrument | 49132 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 827 N SUMMIT ST WHEATON IL 601874453, WHEATON, IL 60187-4453 |
| Document Number | 49133 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 49133 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,442.00 (+8.63%) | $168,768 (+42.77%) Land $31,166 Building $137,602 | $506,304 (+42.77%) Land $93,498 Building $412,806 |
| 2022 | $7,771.00 Homeowner's exemption | $118,210 Land $25,000 Building $93,210 | $354,630 Land $75,000 Building $279,630 |
Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1978–2022) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | May 2022 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings.
Based on FCC filings for 411 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHEATON serves 53,970 people |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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