818 N Summit St, Wheaton, IL 60187 Property Records

DuPage County property record for 818 N Summit St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,891 sqft · built 1928
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$511,500 (Dec 2021)
Tax Bill	$12,432 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Dec 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-15-102-017`

Property Details

APN / Parcel Number

Primary APN	`05-15-102-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,891 sqft Living Area
Gross Area	2,631 sqft
Basement Area	740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Tudor
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	14.7 ft deep x 5.2 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	818 N SUMMIT ST
City	WHEATON
State	IL
Zip	60187-4454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ARGYLE ADD
Legal Subdivision	ARGYLE ADD
Legal Block	3
Legal Lot Number	7
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1019
Census Tract	841902

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	818 N SUMMIT ST, WHEATON, IL 60187-4454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · ARM WINTRUST MORTGAGE
Dec 16, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 20, 2021	Intrafamily Transfer, Transfer
Oct 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	2021179791
Prior Transfer Date	May 12, 2021
Prior Transfer Doc	0000079148
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	818 N SUMMIT ST, WHEATON, IL 60187-4454
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082981
Date	Aug 14, 2017
Instrument	R2017-082981

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 16, 2021
Property Address	818 N SUMMIT ST, WHEATON, IL 60187-4454
Document Number	0000179791
Map Reference	DOC 223921
Instrument Date	Dec 1, 2021
Instrument	R2021-179791
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	818 N SUMMIT ST, WHEATON, IL 60187-4454

Mortgage

Document Number	0000179792
Date	Dec 16, 2021
Instrument	R2021-179792

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.37%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	May 20, 2021
Property Address	818 N SUMMIT ST, WHEATON, IL 60187-4454
Document Number	0000079148
Map Reference	DOC 222422
Instrument Date	May 12, 2021
Instrument	R2021-079148
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	818 N SUMMIT ST, WHEATON, IL 60187-4454

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 10, 2019
Property Address	818 N SUMMIT ST, WHEATON, IL 60187-4454
Document Number	0000092233
Instrument Date	Sep 27, 2019
Instrument	92233
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$691.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 N SUMMIT ST WHEATON IL 601874454, WHEATON, IL 60187-4454

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	818 N SUMMIT ST, WHEATON, IL 60187-4454
Document Number	0000099286
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 N SUMMIT ST WHEATON IL 60187, WHEATON, IL 60187

Mortgage

Document Number	0000099286
Date	Oct 22, 2018
Instrument	99286

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031-1811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 21, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,432.00 (+8.76%)	$213,262 (+24.67%) Land $31,508 Building $181,754	$639,786 (+24.67%) Land $94,524 Building $545,262
2022	$11,431.00 Homeowner's exemption	$171,060 Land $25,270 Building $145,790	$513,180 Land $75,810 Building $437,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1978–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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