827 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 827 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,078 sqft · built 1900
Lot Size	0.08 acres (3,526 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,142 (2024)
Deeds & Mortgages	Oct 2017 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-180-015.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-180-015.000-023`
Alternative APN	`01610291207`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,078 sqft Living Area
Basement Area	682 sqft

Exterior

Year Built	Built 1900
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,526 sqft (0.08 acres)
Lot Dimensions	86 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	180 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610291207
Street Address	827 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26 FT E SIDE LOT 13 & 14 1/2 FT W SIDE LOT E PARKS SUB
Legal Subdivision	PARKS SUB
Legal Lot Number	13-14,E 14
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4014
Census Tract	10300

Owner

827 E 4th St is owned and occupied by two individuals who acquired it in October 1986.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	827 E 4TH ST, MISHAWAKA, IN 46544-2226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage INOVA FCU
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage INOVA FCU
Feb 29, 2008	Deed of Trust, Mortgage · Line of Credit INOVA FCU
Aug 5, 2008	Deed of Trust, Mortgage · FHA Mortgage INOVA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 1986
Deed Sale	Oct 29, 1986
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	827 E 4TH ST, MISHAWAKA, IN 46544-2226
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001729323
Date	Oct 25, 2017
Instrument	1729323

Lender

Name	INOVA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 24, 2032

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	827 E 4TH ST, MISHAWAKA, IN 46544-2226
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002005223
Date	Feb 25, 2020
Instrument	2005223

Lender

Name	INOVA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2030

Interest

Rate Type	Fixed Rate

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	827 E 4TH ST, MISHAWAKA, IN 46544-2226
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	LANDAMERICA LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000806836
Date	Feb 29, 2008
Instrument	0806836

Lender

Name	INOVA FCU
Type	Credit Union
Address	ELKHART, IN 46516

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 19, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	827 E 4TH ST, MISHAWAKA, IN 46544-2226
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	LANDAMERICA LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000825743
Date	Aug 5, 2008
Instrument	0825743

Lender

Name	INOVA FCU
Type	Credit Union
Address	ELKHART, IN 46516

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,300 Land $18,000 Building $76,300	$94,300 Land $18,000 Building $76,300
2024	$1,142.00 (-0.44%)
2023	$1,147.00 (+1.77%)	$101,300 (+0.1%) Land $18,000 Building $83,300	$101,300 (+0.1%) Land $18,000 Building $83,300
2022	$1,127.00	$101,200 Land $18,000 Building $83,200	$101,200 Land $18,000 Building $83,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 827 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

Nearby Properties on E 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures