820 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 820 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,504 sqft · built 1898
Lot Size	0.121 acres (5,280 sqft)
Owner	Company Name on Record
Last Sale	$139,550 (Mar 2021)
Tax Bill	$3,449 (2024)
Deeds & Mortgages	Dec 2007 Mortgage Mar 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-178-041.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-178-041.000-023`
Alternative APN	`01610291194`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	2,420 sqft
Basement Area	916 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1969
Architectural Style	Triplex
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	132 ft deep x 40 ft wide
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	820 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 FT MID PT LOT 11 PARKS ADD
Legal Subdivision	PARKS ADD
Legal Lot Number	11
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3031
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1436 PALOMA ST, PASADENA, CA 91104-4733
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2007	Deed of Trust, Mortgage · Conventional Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP
Mar 3, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE
Mar 3, 2021	Limited Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Apr 28, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN EQUITY LLC
Oct 4, 2010	Land Contract, Transfer · Seller Carry-Back GARY DERBIN
Feb 10, 2010	Corporation Deed, Transfer TOTAL TITLE LLC
Sep 16, 2009	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Prior Sale	Apr 28, 2020 · Amount on Record
Deed Document Number	20216570
Record Updated	Sep 20, 2026

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	820 E 4TH ST, MISHAWAKA, IN 46544-2227
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000749621
Date	Dec 28, 2007
Instrument	0749621

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE CORP
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2038

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 3, 2021
Property Address	820 E 4TH ST, MISHAWAKA, IN 46544-2227
Document Number	0002106570
Map Reference	PB 7 PG 76
Instrument Date	Feb 2, 2021
Instrument	2106570
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1436 PALOMA ST, PASADENA, CA 91104-4733

Mortgage

Document Number	0002106571
Date	Mar 3, 2021
Instrument	2106571

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 3, 2021
Property Address	820 E 4TH ST, MISHAWAKA, IN 46544-2227
Document Number	0002106570
Map Reference	PB 7 PG 76
Instrument Date	Feb 2, 2021
Instrument	2106570
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1436 PALOMA ST, PASADENA, CA 91104-4733

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 28, 2020
Property Address	820 E 4TH ST, MISHAWAKA, IN 46544-2227
Document Number	0002010134
Map Reference	PB 7 PG 76
Instrument Date	Mar 3, 2020
Instrument	2010134
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 E 4TH ST, MISHAWAKA, IN 46544-2925
Investor	Possibly a Property Investor

Mortgage

Document Number	0002010137
Date	Apr 28, 2020
Instrument	2010137

Lender

Name	EVERGREEN EQUITY LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2010: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 4, 2010
Property Address	820 E 4TH ST, MISHAWAKA, IN 46544-2227
Document Number	0001027178
Map Reference	MB7PG76
Instrument Date	Sep 29, 2010
Instrument	1027178
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2017 LINDEN AVE, MISHAWAKA, IN 46544-2621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 E 4TH ST, MISHAWAKA, IN 46544-2227
Investor	Possibly a Property Investor

Mortgage

Date	Oct 4, 2010

Lender

Name	GARY DERBIN
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate	8%

February 2010: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 10, 2010
Property Address	820 E 4TH ST, MISHAWAKA, IN 46544-2227
Document Number	0001003694
Map Reference	MB7 PG76
Instrument Date	Jan 18, 2010
Instrument	1003694
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	TOTAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 LINDEN AVE, MISHAWAKA, IN 46544-2621
Investor	Possibly a Property Investor

September 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 16, 2009
Property Address	820 E 4TH ST, MISHAWAKA, IN 46544-2227
Document Number	0000930978
Map Reference	MB7 PG76
Instrument Date	Aug 20, 2009
Instrument	0930978
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,300 (+40.41%) Land $21,300 Building $101,000	$122,300 (+40.41%) Land $21,300 Building $101,000
2024	$3,449.00 (+67.1%)
2023	$2,064.00 (+0.05%)	$87,100 (-) Land $7,100 Building $80,000	$87,100 (-) Land $7,100 Building $80,000
2022	$2,063.00	$87,100 Land $7,100 Building $80,000	$87,100 Land $7,100 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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