Flagler County property record for 827 Creekwood Dr, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,073 sqft · built 2020 |
| Lot Size | 0.199 acres (8,664 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $580,000 (Apr 2026) |
| Tax Bill | $4,287 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-13-31-5120-2AF07-0130 |
| Primary APN | 16-13-31-5120-2AF07-0130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,073 sqft Living Area |
| Gross Area | 3,023 sqft |
| 1st Floor Area | 2,073 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,664 sqft (0.199 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 827 CREEKWOOD DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | PLANTATION BAY SEC 2AF, UNIT 7 MB 38 PG 68 LOT 13 OR 2231/742 OR 2453/619 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 16 |
| Legal Subdivision | PLANTATION BAY |
| Legal Block | 2AF0 |
| Legal Lot Number | 13 |
| Legal Unit | 7 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 60207 |
827 Creekwood Dr is owner-occupied and held in a trust since April 2026.
Source: Flagler County records, as of June 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 827 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM |
| Apr 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM |
| Jun 26, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK |
| Aug 21, 2018 | Loan Modification, Mortgage · Line of Credit RENASANT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on File |
| Deed Sale | Apr 2, 2026 · Amount on File |
| Prior Sale | Jun 26, 2020 · Amount on File |
| Deed Document Number | 202613773 |
| Deed Book / Page | 3043 / 1439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 827 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435 |
| Document Number | 0000013773 |
| Book / Page | 3043 / 1439 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202613773 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | SOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 827 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435 |
| Document Number | 0000013774, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202613774 |
| Name | MORTGAGE FIRM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 827 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435 |
| Document Number | 0030431439 |
| Book / Page | 3043 / 1439 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202613773 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | SOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 827 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435 |
| Document Number | 0000013774, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 3043/1440 |
| Instrument | 202613774 |
| Name | MORTGAGE FIRM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 26, 2020 |
| Property Address | 827 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435 |
| Document Number | 0024530619 |
| Book / Page | 2453 / 619 |
| Map Reference | MB 38 PG 68-70 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 2020024004 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,551.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 827 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435 |
| Document Number | 0002453620 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 2453/620 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 21, 2018 |
| Property Address | 827 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435 |
| Document Number | 0023001343 |
| Book / Page | 002300 / 001343 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 31472 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720 |
| Document Number | 23001343 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 002300/001343 |
| Instrument | 31472 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | 941 W MORSE BLVD # 100, WINTER PARK, FL 32789-3781 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 827 Creekwood Dr was $4,287 with exemptions applied, down 29.9% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,287.00 (-29.87%) Homeowner's exemption Senior Citizen's exemption | $376,375 | $489,271 Land $90,500 Building $398,771 |
| 2024 | $6,113.00 (+1.93%) | ||
| 2023 | $5,997.00 (+5.75%) Homeowner's exemption Additional exemption filed | $355,115 (+3%) | $446,157 (+2.57%) Land $90,500 Building $355,657 |
| 2022 | $5,671.00 Homeowner's exemption Additional exemption filed | $344,772 | $434,976 Land $90,500 Building $344,476 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 827 Creekwood Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 3 (1994–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 827 Creekwood Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FGUA - PLANTATION BAY WTP private · serves 3,522 people · EPA ID FL2184251 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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