Flagler County property record for 823 Creekwood Dr, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,762 sqft · built 2018 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $555,000 (Aug 2023) |
| Tax Bill | $5,402 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-13-31-5120-2AF07-0110 |
| Primary APN | 16-13-31-5120-2AF07-0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| Gross Area | 2,452 sqft |
| 1st Floor Area | 1,762 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Driveway | Brick Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 823 CREEKWOOD DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | PLANTATION BAY SEC 2AF, UNIT 7 MB 38 PG 68 LOT 11 OR 2231/742 OR 2288/622 OR 2416/1732 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 16 |
| Legal Subdivision | PLANTATION BAY |
| Legal Block | 2AF0 |
| Legal Lot Number | 11 |
| Legal Unit | 7 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 60207 |
Source: Flagler County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 823 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Jan 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Jun 25, 2018 | Grant Deed, Subdivision Related Transfer SOUTHERN TITLE HOLDING COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on Record |
| Deed Sale | Aug 29, 2023 · Amount on Record |
| Prior Sale | Feb 3, 2020 · Amount on Record |
| Deed Document Number | 202338002 |
| Deed Book / Page | 2808 / 877 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 29, 2023 |
| Property Address | 823 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435 |
| Document Number | 0028080877 |
| Book / Page | 2808 / 877 |
| Map Reference | MB 38 PG 68-70 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 2023038002 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | PROFESSIONAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,885.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 BAY POINTE DR, ORMOND BEACH, FL 32174-2203 |
| Name | Verified Name |
|---|---|
| Address | 823 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435 |
| Document Number | 0002808879 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 2808/879 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 823 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC |
| Name | Verified Name |
|---|---|
| Address | 823 CREEKWOOD DR ORMOND BEACH FL 321741435, ORMOND BEACH, FL 32174-1435 |
| Document Number | 24161733 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 002416/001733 |
| Instrument | 4237 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 25, 2018 |
| Property Address | 823 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435 |
| Document Number | 0022880622 |
| Book / Page | 002288 / 000622 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 23520 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,271.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 823 CREEKWOOD DR ORMOND BEACH FL 32174, ORMOND BEACH, FL 32174 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,402.00 (-11.86%) | $424,505 (+26.65%) | $435,502 (+10.23%) Land $90,500 Building $345,002 |
| 2023 | $6,129.00 (+5.4%) Homeowner's exemption | $335,172 (+3%) | $395,073 (+2.48%) Land $90,500 Building $304,573 |
| 2022 | $5,815.00 Homeowner's exemption | $325,409 | $385,520 Land $90,500 Building $295,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 3 (1994–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FGUA - PLANTATION BAY WTP private · serves 3,522 people · EPA ID FL2184251 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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