827 Commons Dr, Sacramento, CA 95825 Property Records

Sacramento County property record for 827 Commons Dr, Sacramento, CA 95825

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 3 ba · 2,039 sqft · built 1969
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2019)
Tax Bill	$7,119 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`295-0402-024-0000`

Property Details

APN / Parcel Number

Primary APN	`295-0402-024-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,039 sqft Living Area
1st Floor Area	2,039 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	827 COMMONS DR
City	SACRAMENTO
State	CA
Zip	95825-6655
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1-PUD
Legal Description	CAMPUS COMMONS 02, LOT 208
Legal Subdivision	CAMPUS COMMONS 02
Legal Lot Number	208
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	5403

Owner

827 Commons Dr, a planned unit development, is owned and occupied by two individuals who bought it in June 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	827 COMMONS DR, SACRAMENTO, CA 95825-6655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 24, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L
Jun 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	Aug 15, 2007 · Amount on File
Deed Book / Page	20190624 / 810
Prior Transfer Date	Sep 5, 1996
Prior Transfer Doc	9609000485
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	827 COMMONS DR, SACRAMENTO, CA 95825-6655
Document Number	2006291027
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	827 COMMONS DR SACRAMENTO CA 958256655, SACRAMENTO, CA 95825-6655

Mortgage

Document Number	2006291027
Date	Jun 29, 2020
Instrument	2006291027

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 24, 2019
Property Address	827 COMMONS DR, SACRAMENTO, CA 95825-6655
Document Number	1906240810
Instrument Date	Jun 18, 2019
Instrument	1906240810
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	827 COMMONS DR SACRAMENTO CA 958256655, SACRAMENTO, CA 95825-6655

Mortgage

Document Number	1906240811
Date	Jun 24, 2019
Instrument	1906240811

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	827 COMMONS DR, SACRAMENTO, CA 95825-6655
Document Number	1810290777
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	827 COMMONS DR SACRAMENTO CA 958256655, SACRAMENTO, CA 95825-6655

Mortgage

Document Number	1810290777
Date	Oct 29, 2018
Instrument	1810290777

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 26, 2017
Property Address	827 COMMONS DR, SACRAMENTO, CA 95825-6655
Document Number	1706260705
Instrument Date	Jun 23, 2017
Instrument	1706260705
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	827 COMMONS DR SACRAMENTO CA 958256655, SACRAMENTO, CA 95825-6655

Tax Assessment & Valuation

The 2025 property tax bill for 827 Commons Dr was $7,119 with a homeowner's exemption, up 0.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$597,354 (+2%) Land $142,225 Building $455,129
2025	$7,119.00 (+0.18%) Homeowner's exemption	$585,642 Land $139,437 Building $446,205
2024	$7,106.00 (+2.6%)
2023	$6,926.00 (+0.6%) Homeowner's exemption	$562,902 Land $134,023 Building $428,879
2022	$6,885.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 827 Commons Dr in Zone X, where a levee reduces flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	31 (1980–2023)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Commons Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	300 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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