826 Commons Dr, Sacramento, CA 95825 Property Records

Sacramento County property record for 826 Commons Dr, Sacramento, CA 95825

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,299 sqft · built 1969
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jul 2024)
Tax Bill	$4,952 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`295-0401-021-0000`

Property Details

APN / Parcel Number

Primary APN	`295-0401-021-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
1st Floor Area	1,299 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	826 COMMONS DR
City	SACRAMENTO
State	CA
Zip	95825-6646
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1-PUD
Legal Description	CAMPUS COMMONS 01, LOT 80
Legal Subdivision	CAMPUS COMMONS 01
Legal Lot Number	80
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	5403

Owner

826 Commons Dr, a planned unit development, is owned and occupied by an individual who bought it in July 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	826 COMMONS DR, SACRAMENTO, CA 95825-6646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	Jun 27, 2011 · Amount on File
Deed Book / Page	20240702 / 698
Prior Transfer Date	Apr 30, 2024
Prior Transfer Doc	2024000596
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	826 COMMONS DR, SACRAMENTO, CA 95825-6646
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 COMMONS DR, SACRAMENTO, CA 95825-6646

Mortgage

Document Number	0000002355
Date	Apr 12, 2021
Instrument	202104122355

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	826 COMMONS DR, SACRAMENTO, CA 95825-6646
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 COMMONS DR, SACRAMENTO, CA 95825-6646

Mortgage

Document Number	4120000002355
Date	Apr 12, 2021
Book Page	20210412/2355

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 826 Commons Dr was $4,952, up 23.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$408,000 (+2%) Land $137,700 Building $270,300
2025	$4,952.00 (+23.86%)	$400,000 Land $135,000 Building $265,000
2024	$3,998.00 (+2.62%)
2023	$3,896.00 (+0.67%) Homeowner's exemption	$314,004 Land $123,137 Building $190,867
2022	$3,870.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 826 Commons Dr in Zone X, where a levee reduces flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	31 (1980–2023)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 826 Commons Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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