827 Comer Sq, Bel Air, MD 21014 Property Records

Harford County property record for 827 Comer Sq, Bel Air, MD 21014

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,240 sqft · built 1987
Lot Size	0.041 acres (1,785 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Mar 2020)
Tax Bill	$2,136 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-206602`

Property Details

APN / Parcel Number

Primary APN	`03-206602`
Alternative APNs	`3206602` `206602`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,240 sqft Total Area
Basement Area	150 sqft
Finished Basement	150 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,785 sqft (0.041 acres)
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	206602
Street Address	827 COMER SQ
City	BEL AIR
State	MD
Zip	21014-6870
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 293 1785 SF 827 COMER SQUARE MAJOR'S CHOICE PT 54/80
Legal Subdivision	MAJORS CHOICE
Legal Lot Number	293
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2004
Census Tract	303803

Owner

827 Comer Sq, a townhouse, is owned and occupied by two individuals who bought it in March 2020.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	827 COMER SQ, BEL AIR, MD 21014-6870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Prior Sale	Aug 6, 2008 · Amount on File
Deed Book / Page	13718 / 464
Record Updated	Oct 29, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 2, 2020
Property Address	827 COMER SQ, BEL AIR, MD 21014-6870
Document Number	0137180464
Book / Page	13718 / 464
Map Reference	MB CGH 54 FO 80
Instrument Date	Feb 20, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 CROCKER DRD, 205, BEL AIR, MD 21014

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	827 COMER SQ, BEL AIR, MD 21014-6870

Mortgage

Document Number	0013718473
Date	Mar 2, 2020
Instrument	13718/473

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 827 Comer Sq was $2,136 with a homeowner's exemption, up 13.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Bel Air Town
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,136.00 (+13.92%) Homeowner's exemption	$224,133	$242,800 Land $65,000 Building $177,800
2025	$1,875.00 Homeowner's exemption
2023		$190,133	$214,800 Land $65,000 Building $149,800
2022	$1,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 Comer Sq in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Comer Sq is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880