Harford County property record for 826 Comer Sq, Bel Air, MD 21014
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,320 sqft · built 1987 |
| Lot Size | 0.041 acres (1,785 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $218,000 (Aug 2017) |
| Tax Bill | $2,212 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-206823 |
| Primary APN | 03-206823 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Total Area |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,785 sqft (0.041 acres) |
| Deck Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 206823 |
|---|---|
| Street Address | 826 COMER SQ |
| City | BEL AIR |
| State | MD |
| Zip | 21014-6812 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LT 313 .041 AC 826 COMER SQUARE MAJOR'S CHOICE PT 54/80 |
| Legal Subdivision | MAJORS CHOICE |
| Legal Lot Number | 313 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 303803 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 826 COMER SQ, BEL AIR, MD 21014-6812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 24, 2017 | Deed, Transfer · FHA Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2017 · Amount on Record |
| Deed Sale | Aug 24, 2017 · Amount on Record |
| Prior Sale | Oct 5, 2009 · Amount on Record |
| Deed Document Number | 201712484-060 |
| Deed Book / Page | 12484 / 60 |
| Transfer Doc | 0037810547 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 826 COMER SQ, BEL AIR, MD 21014-6812 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | CORELOGIC, CORELOGIC SOIEX |
| Name | Verified Name |
|---|---|
| Address | 826 COMER SQ, BEL AIR, MD 21014-6812 |
| Document Number | 0154500388 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 15450/388 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 24, 2017 |
| Property Address | 826 COMER SQ, BEL AIR, MD 21014-6812 |
| Document Number | 0124840060 |
| Book / Page | 12484 / 0060 |
| Map Reference | MB CGH54 FO80 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 12484-060 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 826 COMER SQ, BEL AIR, MD 21014-6812 |
| Document Number | 12484065 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 12484-065 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2047 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,233 (+4.76%) | $279,500 (+14.27%) Land $65,000 Building $214,500 | |
| 2025 | $2,212.00 (+12.11%) | $244,600 (+11.42%) Land $65,000 Building $179,600 | $244,600 (-) Land $65,000 Building $179,600 |
| 2023 | $219,533 | $244,600 Land $65,000 Building $179,600 | |
| 2022 | $1,973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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