Bay County property record for 827 Cass Ave Rd, Munger, MI 48747 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,404 sqft · built 1976 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,000 (Jul 2023) |
| Tax Bill | $3,240 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Oct 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-061-400-010-02 |
| Primary APN | 070-061-400-010-02 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,404 sqft Total Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 46,609 sqft (1.07 acres) |
| Lot Dimensions | 2,000 ft deep x 200 ft wide |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 827 CASS AVENUE RD |
|---|---|
| City | MUNGER |
| State | MI |
| Zip | 48747-9723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 200 FT OF W 1092.85 FT OF S 233 FT OF S 1/2 OF SE 1/4 SEC 34 T14N R6E 4-14-76 |
| Legal Range | 06E |
| Legal Township | 14N |
| Legal Section | 34 |
| Jurisdiction | BAY MI |
| Township / Civil Division | HAMPTON |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 285201 |
Source: Bay County records · APN 070-061-400-010-02
Assessment roll updated May 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 827 CASS AVENUE RD, MUNGER, MI 48747-9723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 03, 2023 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Oct 18, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 03, 2023 · Amount on Record |
| Deed Sale | Jul 03, 2023 · Amount on Record |
| Deed Document Number | 20237617 |
| Prior Transfer Date | Oct 17, 2022 |
| Prior Transfer Doc | 0000014635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 03, 2023 |
| Property Address | 827 CASS AVENUE RD, MUNGER, MI 48747-9723 |
| Document Number | 0000007617 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 202307617 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,635.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 827 CASS AVENUE RD, MUNGER, MI 48747-9723 |
| Name | Verified Name |
|---|---|
| Address | 5992 WESTSIDE SAGINAW RD, BAY CITY, MI 48706-3481 |
| Document Number | 0000007618 |
|---|---|
| Date | Jul 03, 2023 |
| Instrument | 202307618 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Oct 18, 2022 |
| Property Address | 827 CASS AVENUE RD, MUNGER, MI 48747-9723 |
| Document Number | 0000014635 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 202214635 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 827 CASS AVENUE RD, MUNGER, MI 48747-9723 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Hampton Charter Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,240.00 (+22.54%) Homeowner's exemption | $115,500 (+12.46%) | $231,000 (+12.46%) |
| 2023 | $102,700 | $205,400 | |
| 2022 | $2,644.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172852011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1994–2023) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Dec 2023, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 25 / 3 |
| T-Mobile USA | Fixed Wireless | 25 / 3 |
| Air Advantage | Fixed Wireless (licensed-by-rule) | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Skyweb Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.
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