1145 Cass Ave Rd, Munger, MI 48747 Property Records

Bay County property record for 1145 Cass Ave Rd, Munger, MI 48747

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 2001
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Oct 2026)
Tax Bill	$3,745 (2026)
Deeds & Mortgages	Oct 2026 Sale Oct 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-062-300-035-01`

Property Details

APN / Parcel Number

Primary APN	`070-062-300-035-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	1,750 ft deep x 208 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1145 CASS AVENUE RD
City	MUNGER
State	MI
Zip	48747-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 914.51 FT W OF S 1/4 COR OF SEC TH W 208 FT TH N 208 FT TH E 208 FT TH S 208 FT TO BEG. SEC.35,T14N,R6E 10-10-90
Jurisdiction	BAY MI
Township / Civil Division	HAMPTON
Census Block Group	1
Census Block	1031
Census Tract	285201

Owner

Source: Bay County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1612 S FARRAGUT ST, BAY CITY, MI 48708-8049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer LIBERTY TITLE
Oct 13, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 INCORPORATED
Mar 15, 2023	Warranty Deed, Transfer CROSSROADS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2026 · Amount on Record
Deed Sale	Oct 7, 2026 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	202613211
Prior Transfer Date	Oct 7, 2002
Prior Transfer Doc	1939000001
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Oct 7, 2026
Property Address	1145 CASS AVENUE RD, MUNGER, MI 48747-9728
Document Number	0000013211
Instrument Date	Oct 6, 2026
Instrument	202613211
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$208,312.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 S FARRAGUT ST, BAY CITY, MI 48708-8049

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Recording Date	Oct 13, 2026
Property Address	1145 CASS AVENUE RD, MUNGER, MI 48747-9728
Document Number	0000013396
Instrument Date	Oct 6, 2026
Instrument	202613396
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 S FARRAGUT ST, BAY CITY, MI 48708-8049

Mortgage

Document Number	0000013396,
Date	Oct 13, 2026
Instrument	202613396

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Mar 15, 2023
Property Address	1145 CASS AVENUE RD, MUNGER, MI 48747-9728
Document Number	0000002682
Instrument Date	Mar 10, 2023
Instrument	202302682
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1145 CASS AVENUE RD, MUNGER, MI 48747-9728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 SUNLIT CT, BRANDON, FL 33511-6270

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Hampton Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,745.00 (+20.96%) Homeowner's exemption	$137,900 (+15.4%)	$275,800 (+15.4%)
2023		$119,500 (+17.73%)	$239,000 (+17.73%)
2022	$3,096.00 Homeowner's exemption	$101,500	$203,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1994–2023)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Air Advantage Fixed Wireless	10 / 1

May also be available: T-Mobile.

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