827 Bluff Rd, Harriman, TN 37748 Property Records

Roane County property record for 827 Bluff Rd, Harriman, TN 37748

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,765 sqft · built 2010
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$16,500 (May 2010)
Tax Bill	$1,249 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073057 08312`

Property Details

APN / Parcel Number

Primary APN	`073057 08312`
Alternative APN	`057 08312`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,765 sqft Living Area
1st Floor Area	1,103 sqft
Upper Floors Area	1,103 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	827 BLUFF RD
City	HARRIMAN
State	TN
Zip	37748-7929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: COOLEY MARIA PROP
Legal Subdivision	COOLEY MARIA PROP
Legal Lot Number	1
Jurisdiction	ROANE TN
Township / Civil Division	6
Census Block Group	2
Census Block	2009
Census Tract	30600

Owner

827 Bluff Rd is owned and occupied by an individual who bought it in May 2010.

Source: Roane County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	827 BLUFF RD, HARRIMAN, TN 37748-7929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage ENRICHMENT FCU
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENRICHMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2010 · Amount on File
Deed Sale	May 18, 2010 · Amount on File
Deed Book / Page	1358 / 707
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE TN
Property Address	827 BLUFF RD, HARRIMAN, TN 37748-7929
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 BLUFF RD, HARRIMAN, TN 37748-7929

Mortgage

Document Number	0020301053
Date	Sep 17, 2025
Book Page	2030/1053
Instrument	576

Lender

Name	ENRICHMENT FCU
Type	Credit Union
Address	201 S ILLINOIS AVE, OAK RIDGE, TN 37830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE TN
Property Address	827 BLUFF RD, HARRIMAN, TN 37748-7929
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1793473
Date	Apr 7, 2021
Book Page	1793/473
Instrument	21003071

Lender

Name	ENRICHMENT FCU
Type	Credit Union
Address	OAK RIDGE, TN 37831

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 827 Bluff Rd was $1,249.

Source: Roane County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,249.00	$83,325 Land $10,250 Building $73,075	$333,300 Land $41,000 Building $292,300
2023		$53,450 (-) Land $8,100 Building $45,350
2022	$1,283.00	$53,450 Land $8,100 Building $45,350	$213,800 Land $32,400 Building $181,400
2020			$213,800 Land $32,400 Building $181,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 Bluff Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Bluff Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROANE CENTRAL UTILITY DISTRICT serves 5,317 people · EPA ID TN0000457
Water Source	Purchased surface water from ROCKWOOD WATER, SEWER & GAS
Last State Inspection	Dec 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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