820 Bluff Rd, Harriman, TN 37748 Property Records

Roane County property record for 820 Bluff Rd, Harriman, TN 37748

Property Summary

Property Type	Mobile Home
Details	1,972 sqft · built 1997
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Tax Bill	$558 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073057 08401`

Property Details

APN / Parcel Number

Primary APN	`073057 08401`
Alternative APN	`057 08401`

Interior

Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Architectural Style	Mobile/Manufactured
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	195 ft deep x 264 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	120 sqft
Patio Area	280 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	820 BLUFF RD
City	HARRIMAN
State	TN
Zip	37748-7927
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 1
Jurisdiction	ROANE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1044
Census Tract	30600

Owner

Source: Roane County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 BLUFF RD, HARRIMAN, TN 37748-7927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021
Deed Sale	Oct 21, 2021
Deed Document Number	0001830572
Deed Book / Page	1808 / 411
Prior Transfer Date	Jul 1, 2021
Prior Transfer Doc	21005972
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE TN
Recording Date	Jul 1, 2021
Property Address	820 BLUFF RD, HARRIMAN, TN 37748-7927
Document Number	1808411
Book / Page	1808 / 411
Instrument Date	Jun 29, 2021
Instrument	21005972
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 BLUFF RD, HARRIMAN, TN 37748-7927

Mortgage

Document Number	21005973
Date	Jul 1, 2021
Instrument	21005973

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Roane County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$558.00 (+99.29%)	$37,225 (+218.84%) Land $4,225 Building $33,000	$148,900 (+218.84%) Land $16,900 Building $132,000
2023		$11,675 (-) Land $3,325 Building $8,350
2022	$280.00	$11,675 Land $3,325 Building $8,350	$46,700 (-) Land $13,300 Building $33,400
2020			$46,700 Land $13,300 Building $33,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1994–2003)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2003 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROANE CENTRAL UTILITY DISTRICT serves 5,317 people · EPA ID TN0000457
Water Source	Purchased surface water from ROCKWOOD WATER, SEWER & GAS
Last State Inspection	Dec 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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