82639 Scotch Pine Rd, Willow River, MN 55795 Property Records

Pine County property record for 82639 Scotch Pine Rd, Willow River, MN 55795

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,479 sqft · built 1880
Lot Size	10.3 acres (449,975 sqft)
Owner	Individual Name on File
Last Sale	$37,000 (Feb 2006)
Tax Bill	$2,178 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.0050.002`

Property Details

APN / Parcel Number

Primary APN	`17.0050.002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,479 sqft Living Area
Gross Area	1,076 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1976
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	449,975 sqft (10.3 acres)
Garage Area	840 sqft

Exterior Amenities

Deck Area	90 sqft
Shed	1 Shed
Shed Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	82639 SCOTCH PINE RD
City	WILLOW RIVER
State	MN
Zip	55795-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-06 TWP-044 RANGE-020 10.33 AC SOUTHEAST 1/4 OF NORHTEAST 1/4 OF NORTHEAST 1/4 MICRO #452781 NORHTEAST 1/4 OF NORTHEAST
Legal Range	020
Legal Township	044
Legal Section	06
Jurisdiction	PINE MN
Township / Civil Division	KETTLE RIVER
Census Block Group	1
Census Block	1044
Census Tract	950200

Owner

82639 Scotch Pine Rd is owned and occupied by an individual who bought it in February 2006.

Source: Pine County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 62, MOOSE LAKE, MN 55767-0062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CREDIT UNION
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU
Apr 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2006 · Amount on File
Deed Sale	Feb 22, 2006 · Amount on File
Deed Document Number	2006452781
Prior Transfer Date	Feb 14, 2006
Prior Transfer Doc	452781
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Recording Date	Apr 24, 2026
Property Address	82639 SCOTCH PINE RD, WILLOW RIVER, MN 55795-3204
Document Number	0000593642
Instrument Date	Apr 20, 2026
Instrument	2026593642
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82639 SCOTCH PINE RD, WILLOW RIVER, MN 55795-3204

Mortgage

Document Number	0000593642,
Date	Apr 24, 2026
Instrument	2026593642

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 15, 2046

Interest

Rate	6.22%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	82639 SCOTCH PINE RD, WILLOW RIVER, MN 55795-3204
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000579747
Date	Dec 20, 2023
Instrument	579747

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2043

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	82639 SCOTCH PINE RD, WILLOW RIVER, MN 55795-3204
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000575211
Date	Apr 3, 2023
Instrument	575211

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Apr 15, 2054

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	82639 SCOTCH PINE RD, WILLOW RIVER, MN 55795-3204
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	552095
Date	Mar 16, 2020
Instrument	552095

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 15, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 82639 Scotch Pine Rd was $2,178 with a homeowner's exemption.

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Kettle River Township
Unified School District	Willow River Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,400 (+2.14%) Land $96,700 Building $222,700	$319,400 (+2.14%) Land $96,700 Building $222,700
2025	$2,178.00 Homeowner's exemption	$312,700 Land $74,000 Building $238,700	$312,700 Land $74,000 Building $238,700
2023	$712.00 Homeowner's exemption	$127,500 Land $57,100 Building $70,400	$127,500 Land $57,100 Building $70,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82639 Scotch Pine Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82639 Scotch Pine Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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