79743 Scotch Pine Rd, Willow River, MN 55795 Property Records

Pine County property record for 79743 Scotch Pine Rd, Willow River, MN 55795

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,560 sqft · built 2019
Lot Size	13.3 acres (579,348 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Sep 2023)
Tax Bill	$5,062 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.0065.000`

Property Details

APN / Parcel Number

Primary APN	`17.0065.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,560 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Tilt-Up Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	579,348 sqft (13.3 acres)
Garage Area	1,464 sqft
Driveway	Driveway
Driveway Area	224 sqft

Exterior Amenities

Porch	Patio
Patio Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	79743 SCOTCH PINE RD
City	WILLOW RIVER
State	MN
Zip	55795-3189
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-07 TWP-044 RANGE-020 13.3 AC THAT PART OF THE EAST 712 FT OF NORTHEAST 1/4 OF SOUTHEAST 1/4 LYING SOUTHERLY OF THE FOLL
Legal Range	020
Legal Township	044
Legal Section	07
Jurisdiction	PINE MN
Township / Civil Division	KETTLE RIVER
Census Block Group	1
Census Block	1053
Census Tract	950200

Owner

79743 Scotch Pine Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Pine County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	79743 SCOTCH PINE RD, WILLOW RIVER, MN 55795-3189
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage WOODLANDS NATIONAL BANK
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MOOSE LAKE
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Sep 22, 2008 · Amount on File
Deed Document Number	2023578092
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	79743 SCOTCH PINE RD, WILLOW RIVER, MN 55795-3189
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000578093
Date	Sep 18, 2023
Instrument	578093

Lender

Name	WOODLANDS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2028

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	79743 SCOTCH PINE RD, WILLOW RIVER, MN 55795-3189
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	552094
Date	Mar 16, 2020
Instrument	552094

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 5, 2025

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	79743 SCOTCH PINE RD, WILLOW RIVER, MN 55795-3189
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	558100
Date	Dec 23, 2020
Instrument	558100

Lender

Name	FIRST NATIONAL BANK MOOSE LAKE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	79743 SCOTCH PINE RD, WILLOW RIVER, MN 55795-3189
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	560905
Date	Apr 23, 2021
Instrument	560905

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 79743 Scotch Pine Rd was $5,062.

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Kettle River Township
Unified School District	Willow River Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,200 Land $82,100 Building $601,100	$683,200 Land $82,100 Building $601,100
2025	$5,062.00
2023	$4,330.00	$733,300 Land $94,300 Building $639,000	$733,300 Land $94,300 Building $639,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79743 Scotch Pine Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79743 Scotch Pine Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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