Rowan County property record for 8260 Cranston Rd, Morehead, KY 40351
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,456 sqft · built 2010 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $398 (2025) |
| Deeds & Mortgages | May 2026 Transfer Mar 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-00 00 025.03 |
| Primary APN | 093-00 00 025.03 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,456 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Mobile Home |
| Lot Area | 10,890 sqft (0.25 acres) |
| Account Number | 7367 |
|---|---|
| Street Address | 8260 CRANSTON RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9518 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 2010 28X52 DW & .25 ACRES CRANSTON ROAD |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 950100 |
Source: Rowan County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8300 CRANSTON RD, MOREHEAD, KY 40351-9518 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 28, 2019 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC |
| Mar 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 17, 2026 |
| Transfer Doc | 0002047028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | May 21, 2026 |
| Property Address | 8260 CRANSTON RD, MOREHEAD, KY 40351-9518 |
| Document Number | 0002047028 |
| Book / Page | 299 / 820 |
| Instrument Date | May 17, 2026 |
| Instrument | 20262047028 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8300 CRANSTON RD, MOREHEAD, KY 40351-9518 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 8260 CRANSTON RD, MOREHEAD, KY 40351-9518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | A404/269 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | A404/269 |
| Instrument | 413406 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 8260 CRANSTON RD, MOREHEAD, KY 40351-9518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A404/251 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | A404/251 |
| Instrument | 413405 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 1, 2034 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $398.00 (+3.65%) | $47,595 (+5.54%) Land $7,500 Building $40,095 | $47,595 (+5.54%) Land $7,500 Building $40,095 |
| 2023 | $384.00 | $45,095 Land $5,000 Building $40,095 | $45,095 Land $5,000 Building $40,095 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (2001–2017) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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