8085 Cranston Rd, Morehead, KY 40351 Property Records

Rowan County property record for 8085 Cranston Rd, Morehead, KY 40351

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,560 sqft · built 1976
OwnerIndividual Name on Record
Last Sale$129,000 (Feb 2019)
Tax Bill$1,079 (2025)
Deeds & MortgagesFeb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN093-00 00 020.00

Property Details

APN / Parcel Number

Primary APN093-00 00 020.00
Alternative APNs
  • 5924
  • 5936
  • 6284

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,560 sqft Living Area

Exterior

Year BuiltBuilt 1976
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Garage TypeDetached

Location & Zoning

Account Number6284
Street Address8085 CRANSTON RD
CityMOREHEAD
StateKY
Zip40351-9517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE GARAGE & LAND CRANSTON ROAD
JurisdictionROWAN KY
Township / Civil DivisionHILDA-TRIPLETT
Census Block Group1
Census Block1012
Census Tract950100

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address8085 CRANSTON RD, MOREHEAD, KY 40351-9517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2019 · Amount on Record
Deed SaleFeb 27, 2019 · Amount on Record
Deed Document Number413028
Deed Book / PageD270 / 748
Record UpdatedJun 8, 2026

February 2019: Deed, Transfer

Document TypeDeed
JurisdictionROWAN KY
Recording DateFeb 27, 2019
Property Address8085 CRANSTON RD, MOREHEAD, KY 40351-9517
Document Number00D270/748
Book / PageD270 / 748
Instrument DateFeb 25, 2019
Instrument413028
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$129.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1500 RICE RD, 1500, MOREHEAD, KY 40351-7919

Transferred To (Grantee/Buyer)

NameVerified Name
Address8085 CRANSTON RD, MOREHEAD, KY 40351-9517

Mortgage

Document Number0000413029
DateFeb 27, 2019
Instrument413029
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2039

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,079.00 (-1.82%)$129,000 (-) Land $15,000 Building $114,000$129,000 (-) Land $15,000 Building $114,000
2023$1,099.00$129,000 Land $15,000 Building $114,000$129,000 Land $15,000 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims10 (2001–2017)
Claims Outside the SFHA5 of 10
Most Recent ClaimJun 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims
  • Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWAN WATER INC
private · serves 18,765 people · EPA ID KY1030375
Water SourcePurchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State InspectionFeb 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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