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826 Stuart Ave, Chariton, IA 50049 Property Records

Lucas County property record for 826 Stuart Ave, Chariton, IA 50049

Property Summary

Property TypeSingle Family Home
Details1 ba · 759 sqft · built 1951
Lot Size0.253 acres (11,021 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Nov 2023)
Tax Bill$1,176 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0729155009

Property Details

APN / Parcel Number

Primary APN0729155009

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area759 sqft Living Area
Basement Area759 sqft
Unfinished Basement759 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,021 sqft (0.253 acres)
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address826 STUART AVE
CityCHARITON
StateIA
Zip50049-2552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description29-72-21 STUARTS LOT 4
Legal Range21W
Legal Township72N
Legal Section29
Legal SubdivisionSTUARTS
Legal Lot Number4
JurisdictionLUCAS IA
Township / Civil DivisionCHARITON
Census Block Group1
Census Block1039
Census Tract950400

Owner

Source: Lucas County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address826 STUART AVE, CHARITON, IA 50049-2552
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2023 · Amount on Record
Deed SaleNov 3, 2023 · Amount on Record
Prior SaleAug 3, 2015 · Amount on Record
Deed Document Number20231421
Last Transfer DateDec 7, 2023
Transfer Doc0000001562
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUCAS IA
Recording DateNov 3, 2023
Property Address826 STUART AVE, CHARITON, IA 50049-2552
Document Number0020231421
Instrument DateNov 1, 2023
Instrument2023-1421
Transaction TypeTransfer
Record UpdatedDec 28, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$191.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address826 STUART AVE, CHARITON, IA 50049-2552

Mortgage

Document Number0020231422
DateNov 3, 2023
Instrument2023-1422
Lender
NameFRONTIER FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateIowa
CountyLucas County
MunicipalityChariton City
Unified School DistrictChariton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,176.00 (-27.59%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption$94,833 (-) Land $14,963 Building $79,870$94,833 (-) Land $14,963 Building $79,870
2025$1,624.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$94,833 (+84.19%) Land $14,963 Building $79,870$94,833 (+84.19%) Land $14,963 Building $79,870
2024$1,624.00 (+120.65%)
2023$51,486 Land $14,963 Building $36,523$51,486 Land $14,963 Building $36,523
2021$736.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARITON MUNICIPAL WATER WORKS
serves 4,381 people · EPA ID IA5903011
Water SourcePurchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State InspectionJul 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNo certified operator
Oct 2015
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Lockridge Networks
Fixed Wireless		100 / 20

May also be available: Windstream.

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