820 Stuart Ave, Chariton, IA 50049 Property Records

Lucas County property record for 820 Stuart Ave, Chariton, IA 50049

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,076 sqft · built 1951
Lot Size	0.316 acres (13,765 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jun 2020)
Tax Bill	$2,044 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0729155010`

Property Details

APN / Parcel Number

Primary APN	`0729155010`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
Basement Area	1,316 sqft
Finished Basement	240 sqft
Unfinished Basement	1,076 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,765 sqft (0.316 acres)
Garage Type	Detached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	820 STUART AVE
City	CHARITON
State	IA
Zip	50049-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29-72-21 STUARTS LOT 5 & N & S ALLEY BETWEEN 5,6 & 7
Legal Range	21W
Legal Township	72N
Legal Section	29
Legal Subdivision	STUARTS
Legal Lot Number	5
Jurisdiction	LUCAS IA
Township / Civil Division	CHARITON
Census Block Group	1
Census Block	1039
Census Tract	950400

Owner

820 Stuart Ave is owned and occupied by an individual who bought it in June 2020.

Source: Lucas County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	820 STUART AVE, CHARITON, IA 50049-2552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Prior Sale	Mar 20, 2015 · Amount on File
Deed Document Number	2020839
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS IA
Recording Date	Jun 29, 2020
Property Address	820 STUART AVE, CHARITON, IA 50049-2552
Document Number	0020200839
Instrument Date	Jun 26, 2020
Instrument	2020-0839
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 STUART AVE, CHARITON, IA 50049-2552
Investor	Possibly a Property Investor

Mortgage

Document Number	0020200840
Date	Jun 29, 2020
Instrument	2020-0840

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 820 Stuart Ave was $2,044 with a homeowner's exemption, down 1.8% from the year before.

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lucas County
Municipality	Chariton City
Unified School District	Chariton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,044.00 (-1.83%) Homeowner's exemption	$115,747 (-) Land $18,659 Building $97,088	$115,747 (-) Land $18,659 Building $97,088
2025	$2,082.00 Homeowner's exemption	$115,747 Land $18,659 Building $97,088	$115,747 Land $18,659 Building $97,088
2024	$2,082.00
2023		$105,972 Land $18,659 Building $87,313	$105,972 Land $18,659 Building $87,313
2021	$1,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 Stuart Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Stuart Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARITON MUNICIPAL WATER WORKS serves 4,381 people · EPA ID IA5903011
Water Source	Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State Inspection	Jul 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	No certified operator Oct 2015
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Windstream.

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