1. Home
  2. Louisiana
  3. St. Tammany Parish
  4. Covington
  5. River Oaks Dr

812 River Oaks Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 812 River Oaks Dr, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details2,786 sqft · built 1995
OwnerIndividual Name on Record
Last Sale$357,000 (Apr 2019)
Tax Bill$3,271 (2025)
Deeds & MortgagesMay 2020 Mortgage
Apr 2019 Sale & Mortgage
APN112-118-7414

Property Details

APN / Parcel Number

Primary APN112-118-7414
Alternative APN
  • 49755

Interior

Building Area2,786 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number112-118-7414
Street Address812 RIVER OAKS DR
CityCOVINGTON
StateLA
Zip70433-5061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 141 RIVER OAKS SUB PH 3 CB 1464 24 INST NO 931396 INST NO 1128598 INST NO 1566796 INST NO 1735820 [RIVER OAKS ESTATES] IN
Legal SubdivisionRIVER OAKS ESTATES
Legal Phase3
Legal Lot Number141
JurisdictionSAINT TAMMANY LA
Township / Civil Division4
Census Block Group1
Census Block1003
Census Tract40607

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address812 RIVER OAKS DR, COVINGTON, LA 70433-5061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
GMFS LLC
Apr 10, 2019Deed, Transfer · Conventional Mortgage
GMFS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2019 · Amount on Record
Deed SaleApr 10, 2019 · Amount on Record
Prior SaleAug 6, 2009 · Amount on Record
Deed Document Number2152834
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address812 RIVER OAKS DR, COVINGTON, LA 70433-5061
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002204586
DateMay 5, 2020
Instrument2204586
Lender
NameGMFS LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateApr 10, 2019
Property Address812 RIVER OAKS DR, COVINGTON, LA 70433-5061
Document Number0002152834
Map ReferenceCOB 626 FO 5611
Instrument DateApr 10, 2019
Instrument2152834
Transaction TypeTransfer
Record UpdatedAug 11, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address812 RIVER OAKS DR, COVINGTON, LA 70433-5061

Mortgage

Document Number0002152836
DateApr 10, 2019
Instrument2152836
Lender
NameGMFS LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,271.00 (-3.57%) Homeowner's exemption$34,775 (-) Land $5,800 Building $28,975$347,748 (-) Land $58,000 Building $289,748
2024$3,392.00 (+8.79%) Homeowner's exemption$34,775 (+12.08%) Land $5,800 Building $28,975$347,748 (+12.08%) Land $58,000 Building $289,748
2023$3,118.00 Homeowner's exemption$31,026 (-) Land $5,800 Building $25,226$310,260 (-) Land $58,000 Building $252,260
2022$3,118.00 Homeowner's exemption$31,026 Land $5,800 Building $25,226$310,260 Land $58,000 Building $252,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 258 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies258 in force
Nearby Flood Claims112 (1995–2024)
Claims Outside the SFHA3 of 112
Most Recent ClaimSep 2024 · Hurricane Francine
Claims by Event
  • Hurricane Ida, Sep 2021 · 48 claims
  • Hurricane Isaac, Aug 2012 · 36 claims
  • Hurricane Katrina, Aug 2005 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST TAMMANY WATER DISTRICT 3
serves 2,920 people · EPA ID LA1103056
Water SourceGroundwater
Last State InspectionNov 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Aug 2014
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet.

Nearby Properties on River Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures