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826 Olivia St, Key West, FL 33040 Property Records

Monroe County property record for 826 Olivia St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 931 sqft · built 1953
Lot Size0.04 acres (1,738 sqft)
Owner2 Company Names on Record
Last Sale$560,000 (Feb 2020)
Tax Bill$6,559 (2024)
Deeds & MortgagesFeb 2024 Transfer
Feb 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN00020040-000000

Property Details

APN / Parcel Number

Primary APN00020040-000000
Alternative APNs
  • 01010100020040000000
  • 1020745

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area931 sqft Living Area
1st Floor Area722 sqft
AtticAttic
Attic Area418 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1999
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,738 sqft (0.04 acres)
Lot Dimensions82 ft deep x 25 ft wide
PorchOpen Porch
Porch Area95 sqft
Patio Area483 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1020745
Street Address826 OLIVIA ST
CityKEY WEST
StateFL
Zip33040-6419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHHDR
Legal DescriptionKW PT OF TR 5 H3-192 BOOK OF WILLS C-350 OR431-474/77 PARCEL #3 OR580-251/53 OR673-58 OR673-65/70 OR701-396/99 OR705-803/06 OR751-1906 OR831-1948 OR1040-913 OR1376-532/33 OR1376-537/39 OR1500-1862/64 OR2132-1421/22 OR2132-1423/24 OR2972-1233 OR3006-2
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionISLAND OF KEY WEST
Legal Tract5
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3023
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address826 OLIVIA ST, KEY WEST, FL 33040-6419
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Intrafamily Transfer, Transfer
Feb 3, 2020Warranty Deed, Transfer · Conventional Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2020 · Amount on Record
Deed SaleFeb 3, 2020 · Amount on Record
Prior SaleJul 14, 2005 · Amount on Record
Deed Document Number20202254470
Deed Book / Page3006 / 2259
Transfer Doc1500001862
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateFeb 22, 2024
Property Address826 OLIVIA ST, KEY WEST, FL 33040-6419
Document Number0032630979
Book / Page3263 / 979
Instrument DateNov 17, 2023
Instrument2451868
Transaction TypeTransfer
Record UpdatedMar 14, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address826 OLIVIA ST, KEY WEST, FL 33040-6419

Transferred To (Grantee/Buyer)

NameVerified Name
Address826 OLIVIA ST, KEY WEST, FL 33040-6419

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 3, 2020
Property Address826 OLIVIA ST, KEY WEST, FL 33040-6419
Document Number0030062259
Book / Page3006 / 2259
Instrument DateJan 29, 2020
Instrument2254470
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address826 OLIVIA ST, 826, KEY WEST, FL 33040-6419

Transferred To (Grantee/Buyer)

NameVerified Name
Address826 OLIVIA ST, KEY WEST, FL 33040-6419

Mortgage

Document Number0030062265
DateFeb 3, 2020
Instrument3006/2265
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$931,116 (+18.92%) Land $805,215 Building $125,901$931,116 (+18.92%) Land $805,215 Building $125,901
2024$6,559.00 (+10.78%)
2023$5,921.00 (+15.49%)$782,985 (+23.61%) Land $671,667 Building $111,318$782,985 (+23.61%) Land $671,667 Building $111,318
2022$5,127.00$633,413 Land $520,444 Building $112,969$633,413 Land $520,444 Building $112,969

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, T-Mobile.

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