Monroe County property record for 820 Olivia St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,209 sqft · built 1943 |
| Lot Size | 0.122 acres (5,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $850,000 (Jul 2015) |
| Tax Bill | $15,108 (2025) |
| Deeds & Mortgages | May 2026 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 00019990-000000 |
| Primary APN | 00019990-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,209 sqft Living Area |
| 1st Floor Area | 2,209 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,307 sqft (0.122 acres) |
| Lot Dimensions | 118 ft deep x 27 ft wide |
| Garage Type | Covered |
| Garage Area | 450 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 143 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1020699 |
|---|---|
| Street Address | 820 OLIVIA ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HHDR |
| Legal Description | KW PT OF TR 5 OR332-325/26 OR454-28/29 OR628-378 OR652-483 OR676-803 OR2695-2257 OR2700-239 OR2703-1187/89 OR2749-1754/57 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | WINDSOR LANE |
| Legal Tract | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 972800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1487 SHENANDOAH DR, ZEELAND, MI 49464-7300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2015 · Amount on Record |
| Deed Sale | Jul 7, 2015 · Amount on Record |
| Prior Sale | Sep 12, 2014 |
| Deed Document Number | 20152036422 |
| Deed Book / Page | 2749 / 1754 |
| Last Transfer Date | May 13, 2026 |
| Transfer Doc | 0002543566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 14, 2026 |
| Property Address | 820 OLIVIA ST, KEY WEST, FL 33040-6419 |
| Document Number | 0002543566 |
| Book / Page | 3381 / 159 |
| Instrument Date | May 13, 2026 |
| Instrument | 20262543566 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1487 SHENANDOAH DR, ZEELAND, MI 49464-7300 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,108.00 (+3.33%) Homeowner's exemption | $1,809,780 (+5.99%) | $2,617,210 (+12.32%) Land $1,602,289 Building $1,014,921 |
| 2024 | $14,621.00 (+1.54%) | ||
| 2023 | $14,399.00 (+4.42%) Homeowner's exemption | $1,707,550 (+3%) | $2,330,151 (+16.59%) Land $1,373,531 Building $956,620 |
| 2022 | $13,789.00 Homeowner's exemption | $1,657,816 | $1,998,518 Land $1,040,703 Building $957,815 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 248 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 units insured incl. 11 condo units |
| Nearby Flood Claims | 11 (2005–2025) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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