826 Old Pearl Rd, Florence, MS 39073 Property Records

Simpson County property record for 826 Old Pearl Rd, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,527 sqft · built 2004
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on File
Tax Bill	$626 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`8298`

Property Details

APN / Parcel Number

Primary APN	`8298`
Alternative APN	`10750210000000000600`

Interior

Full Baths	2 Baths
Building Area	2,527 sqft Adjusted Area
1st Floor Area	1,989 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	100,188 sqft (2.3 acres)
Shed	1 Shed
Shed Area	700 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	826 OLD PEARL RD
City	FLORENCE
State	MS
Zip	39073-7624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.3 AC PT E 1/2 NW 1/4 NE 1/4 E/O RD SEC 21-2-1
Legal Range	01E
Legal Township	02N
Legal Section	21
Jurisdiction	SIMPSON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1038
Census Tract	950302

Owner

826 Old Pearl Rd is owned and occupied by an individual.

Source: Simpson County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	826 OLD PEARL RD, FLORENCE, MS 39073-7624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Dec 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON MS
Property Address	826 OLD PEARL RD, FLORENCE, MS 39073-7624
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002531/326
Date	Feb 12, 2026
Book Page	2531/326
Instrument	202600635

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON MS
Property Address	826 OLD PEARL RD, FLORENCE, MS 39073-7624
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002412/915
Date	Dec 5, 2019
Book Page	2412/915
Instrument	201904548

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 826 Old Pearl Rd was $626 with exemptions applied, down 0.9% from the year before.

Source: Simpson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Simpson County
Unified School District	Simpson County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$626.00 (-0.95%) Homeowner's exemption Disabled Person's exemption	$19,083 (+11.92%)	$185,200 (+12.52%) Land $8,350 Building $176,850
2024	$632.00 (+4.29%) Homeowner's exemption Disabled Person's exemption	$17,050 (+2.98%)	$164,590 (+2.99%) Land $8,350 Building $156,240
2023	$606.00 (+45.32%) Homeowner's exemption Disabled Person's exemption	$16,557 (+37.12%)	$159,810 (+32.35%) Land $8,350 Building $151,460
2022	$417.00 Homeowner's exemption Disabled Person's exemption	$12,075	$120,750 Land $8,350 Building $112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 826 Old Pearl Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 Old Pearl Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Pearl Rd

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