817 Main St S, Chatfield, MN 55923 Property Records

Fillmore County property record for 817 Main St S, Chatfield, MN 55923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1900
Lot Size	0.342 acres (14,900 sqft)
Owner	Individual Name on File
Tax Bill	$2,436 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26.0049.010`

Property Details

APN / Parcel Number

Primary APN	`26.0049.010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	984 sqft Heated Area
Gross Area	1,616 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	14,900 sqft (0.342 acres)
Lot Dimensions	149 ft deep x 100 ft wide
Garage Area	728 sqft
Driveway	Concrete Driveway
Driveway Area	676 sqft
Parking Spaces	3 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	817 MAIN ST S
City	CHATFIELD
State	MN
Zip	55923-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-05 TWP-104 RANGE-011 CHATFIELD OUTLOTS S5&6-104-11 LOT-026 N 100' X 149' OL 26 SW OF WINONA ST & SE OF 8TH ST
Legal Range	11
Legal Township	104
Legal Section	05
Legal Subdivision	CHATFIELD OUTLOTS S5&6-104-11
Legal Lot Number	26
Jurisdiction	FILLMORE MN
Township / Civil Division	CHATFIELD
Census Block Group	2
Census Block	2052
Census Tract	960200

Owner

817 Main St S is owned and occupied by an individual who acquired it in June 2017.

Source: Fillmore County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	817 MAIN ST S, CHATFIELD, MN 55923-1543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jun 27, 2017	Warranty Deed, Transfer WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2017
Deed Sale	Jun 27, 2017
Deed Document Number	2017413243
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	817 MAIN ST S, CHATFIELD, MN 55923-1543
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	413244
Date	Jun 27, 2017
Instrument	413244

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Jun 27, 2017
Property Address	817 MAIN ST S, CHATFIELD, MN 55923-1543
Document Number	413243
Instrument Date	Jun 9, 2017
Instrument	413243
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 MAIN ST 8, 8, CHATFIELD, MN 55923-1543

Mortgage

Document Number	413245
Date	Jun 27, 2017
Instrument	413245

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 817 Main St S was $2,436 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Chatfield City
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,436.00 Homeowner's exemption	$206,800 (+10.47%) Land $39,600 Building $167,200	$206,800 (+10.47%) Land $39,600 Building $167,200
2025		$187,200 Land $39,600 Building $147,600	$187,200 Land $39,600 Building $147,600
2023		$170,000 Land $39,600 Building $130,400	$170,000 Land $39,600 Building $130,400
2020	$2,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 817 Main St S in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2001)
Most Recent Claim	Jul 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 Main St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chatfield serves 3,005 people · EPA ID MN1230002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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