826 Lakeside Manor Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 826 Lakeside Manor Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,791 sqft · built 1996
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Apr 2019)
Tax Bill	$3,336 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A972000745`

Property Details

APN / Parcel Number

Primary APN	`A972000745`
Alternative APN	`2-051B-7537-00-0017.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,791 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	1,216 sqft
Basement Area	1,204 sqft
Finished Basement	575 sqft
Unfinished Basement	629 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	435 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972000745
Street Address	826 LAKESIDE MANOR DR
City	O FALLON
State	MO
Zip	63366-1291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE6
Legal Description	LAKESIDE MANOR RESUB LOT B-D LOT 17
Legal Subdivision	LAKESIDE MANOR RESUB PINEWOOD PL LOT B-D
Legal Lot Number	17
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2005
Census Tract	311603

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	826 LAKESIDE MANOR DR, O FALLON, MO 63366-1291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 4, 2019	Warranty Deed, Transfer · VA Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Prior Sale	Nov 17, 2008 · Amount on Record
Deed Document Number	2019150730
Deed Book / Page	7055 / 693
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	826 LAKESIDE MANOR DR, O FALLON, MO 63366-1291
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLOSEING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072161147
Date	Jan 15, 2020
Book Page	7216/1147
Instrument	20200115000029420

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 4, 2019
Property Address	826 LAKESIDE MANOR DR, O FALLON, MO 63366-1291
Document Number	0070550693
Book / Page	7055 / 0693
Map Reference	MB 33 PG 216
Instrument Date	Apr 2, 2019
Instrument	20190404000150730
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PRECISION TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2076 WILLIAMSTOWN DR, 2076, SAINT PETERS, MO 63376-8108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 LAKESIDE MANOR DR, O FALLON, MO 63366-1291

Mortgage

Document Number	20190404000150740
Date	Apr 4, 2019
Instrument	20190404000150740

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,825 (-)	$272,765 (-) Land $66,666 Building $206,099
2025	$3,336.00	$51,825 (+7.7%)	$272,765 (+7.7%) Land $66,666 Building $206,099
2023		$48,120
2022			$253,265 Land $46,667 Building $206,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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