820 Lakeside Manor Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 820 Lakeside Manor Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,653 sqft · built 1997
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,800 (Dec 2019)
Tax Bill	$3,556 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A972000746`

Property Details

APN / Parcel Number

Primary APN	`A972000746`
Alternative APN	`2-051B-7537-00-0018.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	2,918 sqft
1st Floor Area	1,653 sqft
Basement Area	865 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	77 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972000746
Street Address	820 LAKESIDE MANOR DR
City	O FALLON
State	MO
Zip	63366-1291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE6
Legal Description	LAKESIDE MANOR RESUB LOT B-D LOT 18
Legal Subdivision	LAKESIDE MANOR RESUB PINEWOOD PL LOT B-D
Legal Lot Number	18
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2005
Census Tract	311603

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 LAKESIDE MANOR DR, O FALLON, MO 63366-1291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 5, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 24, 2019	Loan Modification, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on Record
Deed Sale	Dec 5, 2019 · Amount on Record
Prior Sale	Dec 22, 2016 · Amount on Record
Deed Document Number	2019698140
Deed Book / Page	7194 / 98
Prior Transfer Date	Nov 4, 2016
Prior Transfer Doc	0066730590
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	820 LAKESIDE MANOR DR, O FALLON, MO 63366-1291
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 LAKESIDE MANOR DR, O FALLON, MO 63366-1291

Mortgage

Document Number	2021R080407
Date	Sep 27, 2021
Instrument	2021R-080407

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 5, 2019
Property Address	820 LAKESIDE MANOR DR, O FALLON, MO 63366-1291
Document Number	0071940098
Book / Page	7194 / 0098
Map Reference	MB 33 PG 216
Instrument Date	Nov 26, 2019
Instrument	20191205000698140
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNER AGENCY LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 LAKESIDE MANOR DR, O FALLON, MO 63366-1291

Mortgage

Document Number	20191205000698150
Date	Dec 5, 2019
Instrument	20191205000698150

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	820 LAKESIDE MANOR DR, O FALLON, MO 63366-1291
Document Number	0070970524
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 LAKESIDE MANOR DR O FALLON MO 633661291, O FALLON, MO 63366-1291

Mortgage

Document Number	0070970524
Date	Jun 28, 2019
Book Page	007097/000524
Instrument	323750

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,556.00 (+7.89%)	$55,287 (+11.19%)	$290,983 (+11.19%) Land $66,666 Building $224,317
2024	$3,296.00
2023		$49,722
2022			$261,697 Land $46,667 Building $215,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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