826 Iris Ln, Naperville, IL 60540 Property Records

DuPage County property record for 826 Iris Ln, Naperville, IL 60540 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,155 sqft · built 1959
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Aug 2025)
Tax Bill	$8,556 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-407-009`

Property Details

APN / Parcel Number

Primary APN	`07-24-407-009`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	2,155 sqft Living Area
1st Floor Area	1,411 sqft
Basement Area	744 sqft
Finished Basement	744 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Tri-Level
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	12.3 ft deep x 7 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	826 IRIS LN
City	NAPERVILLE
State	IL
Zip	60540-7307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOSER HIGHLANDS UNIT 8
Legal Subdivision	MOSER HIGHLANDS
Legal Block	2
Legal Lot Number	9
Legal Unit	8
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2048
Census Tract	846504

Owner

Source: DuPage County records · APN 07-24-407-009

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	826 IRIS LN, NAPERVILLE, IL 60540-7307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 20, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2025 · Amount on Record
Deed Sale	Aug 06, 2025 · Amount on Record
Prior Sale	Apr 24, 2025 · Amount on Record
Deed Document Number	202548267
Prior Transfer Date	Apr 02, 2005
Prior Transfer Doc	0000072835
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	826 IRIS LN, NAPERVILLE, IL 60540-7307
Transaction Type	Mortgage
Record Updated	Mar 03, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 IRIS LN, NAPERVILLE, IL 60540-7307

Mortgage

Document Number	0000009656
Date	Feb 13, 2026
Instrument	R2026-009656

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	NAPERVILLE, IL 60540

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.57%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	826 IRIS LN, NAPERVILLE, IL 60540-7307
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089313
Date	Jun 10, 2021
Instrument	R2021-089313

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	826 IRIS LN, NAPERVILLE, IL 60540-7307
Document Number	0000042973
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	826 IRIS LN NAPERVILLE IL 605407307, NAPERVILLE, IL 60540-7307

Mortgage

Document Number	0000042973
Date	Jun 03, 2019
Instrument	42973

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 02, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,556.00 (+4.81%)	$154,749 (+9.67%) Land $62,832 Building $91,917	$464,247 (+9.67%) Land $188,496 Building $275,751
2024	$8,163.00 (+11.67%)	$141,104 (+18.43%) Land $57,292 Building $83,812	$423,312 (+18.43%) Land $171,876 Building $251,436
2022	$7,310.00 Homeowner's exemption	$119,150 Land $48,040 Building $71,110	$357,450 Land $144,120 Building $213,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438465042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	22 (1996–2025)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Apr 2025, other causes
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms And Flooding, Sep 2008 · 13 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 282 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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