820 Iris Ln, Naperville, IL 60540 Property Records

DuPage County property record for 820 Iris Ln, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,546 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$1,906,500 (Apr 2025)
Tax Bill	$16,297 (2025)
Deeds & Mortgages	Mar 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-24-407-002`

Property Details

APN / Parcel Number

Primary APN	`07-24-407-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,546 sqft Living Area
Gross Area	2,726 sqft
1st Floor Area	1,589 sqft
Basement Area	1,137 sqft
Finished Basement	957 sqft
Unfinished Basement	180 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Bi-Level
Construction Type	Brick
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	13.7 ft deep x 7 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	820 IRIS LN
City	NAPERVILLE
State	IL
Zip	60540-7307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MOSER HIGHLANDS UNIT 8
Legal Subdivision	MOSER HIGHLANDS
Legal Block	2
Legal Lot Number	8
Legal Unit	8
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2048
Census Tract	846504

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	65 E MONROE ST, 4619, CHICAGO, IL 60603-5748
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Mar 23, 2023 · Amount on Record
Deed Document Number	202523531
Prior Transfer Date	Feb 24, 2006
Prior Transfer Doc	0000035437
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 23, 2023
Property Address	820 IRIS LN, NAPERVILLE, IL 60540-7307
Document Number	0000017678
Map Reference	DOC 886401
Instrument Date	Mar 5, 2023
Instrument	R2023-017678
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 SAN LUIS CT, NAPERVILLE, IL 60565-5330
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017679
Date	Mar 23, 2023
Instrument	R2023-017679

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2053

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,297.00 (+423.01%)	$284,908 (+113.73%) Land $67,641 Building $217,267	$854,724 (+113.73%) Land $202,923 Building $651,801
2022	$3,116.00 Homeowner's exemption Senior Citizen's exemption	$133,300 Land $51,730 Building $81,570	$399,900 Land $155,190 Building $244,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	22 (1996–2025)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Apr 2025 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms And Flooding, Sep 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20