826 Gist Ave, Silver Spring, MD 20910 Property Records

Montgomery County property record for 826 Gist Ave, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,032 sqft · built 1925
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$514,190 (May 2016)
Tax Bill	$6,416 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00992794`

Property Details

APN / Parcel Number

Primary APN	`13-00992794`
Alternative APN	`00992794`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	7,303 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Porch	Open Porch
Porch Area	160 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	00992794
Street Address	826 GIST AVE
City	SILVER SPRING
State	MD
Zip	20910-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	BLAIR
Legal Subdivision	BLAIR
Legal Block	D
Legal Lot Number	9
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3013
Census Tract	702402

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	826 GIST AVE, SILVER SPRING, MD 20910-4920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 22, 2020	Deed of Trust, Mortgage · Conventional with PMI VELLUM MTG LLC
Apr 22, 2020	Deed of Trust, Mortgage · Conventional with PMI VELLUM MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2016 · Amount on Record
Deed Sale	May 9, 2016 · Amount on Record
Prior Sale	Jun 8, 2015 · Amount on Record
Deed Book / Page	52019 / 296
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	826 GIST AVE, SILVER SPRING, MD 20910-4920
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 GIST AVE, SILVER SPRING, MD 20910-4920

Mortgage

Document Number	0665610475
Date	Dec 7, 2022
Book Page	66561/475

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 6, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	826 GIST AVE, SILVER SPRING, MD 20910-4920
Document Number	0594610105
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	KVS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	826 GIST AVE SILVER SPRING MD 209104920, SILVER SPRING, MD 20910-4920

Mortgage

Document Number	0594610105
Date	Apr 30, 2020
Book Page	059461/000105

Lender

Name	VELLUM MTG LLC
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	826 GIST AVE, SILVER SPRING, MD 20910-4920
Document Number	0617110370
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	KVS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	826 GIST AVE SILVER SPRING MD 209104920, SILVER SPRING, MD 20910-4920

Mortgage

Document Number	0617110370
Date	Jan 26, 2021
Book Page	061711/000370

Lender

Name	VELLUM MTG LLC
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,600 (+1.68%)	$564,800 (-) Land $313,500 Building $251,300
2025	$6,416.00 (+18.38%)	$546,400 (+5.9%)	$564,800 (+5.14%) Land $313,500 Building $251,300
2023		$515,967	$537,200 Land $313,500 Building $223,700
2022	$5,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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