824 Gist Ave, Silver Spring, MD 20910 Property Records

Montgomery County property record for 824 Gist Ave, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,156 sqft · built 1928
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Nov 2004)
Tax Bill	$6,312 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-00992156`

Property Details

APN / Parcel Number

Primary APN	`13-00992156`
Alternative APN	`00992156`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,156 sqft Living Area
1st Floor Area	1,406 sqft
Attic	Attic
Attic Area	255 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Porch	Open Porch
Porch Area	80 sqft
Patio Area	414 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	00992156
Street Address	824 GIST AVE
City	SILVER SPRING
State	MD
Zip	20910-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	BLAIR SEC 2
Legal Subdivision	BLAIR
Legal Block	D
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3013
Census Tract	702402

Owner

824 Gist Ave is owned and occupied by two individuals who acquired it in May 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	824 GIST AVE, SILVER SPRING, MD 20910-4920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Feb 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC
Aug 21, 2018	Deed of Trust, Mortgage · Line of Credit SIGNATURE FCU
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Jun 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2004 · Amount on File
Deed Sale	Nov 19, 2004 · Amount on File
Prior Sale	Nov 19, 2004 · Amount on File
Deed Document Number	200424871
Last Transfer Date	May 22, 2018
Transfer Doc	0561840027
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	824 GIST AVE, SILVER SPRING, MD 20910-4920
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0661790167
Date	Aug 24, 2022
Book Page	66179/167

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	824 GIST AVE, SILVER SPRING, MD 20910-4920
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0537670453
Date	Feb 9, 2017
Book Page	53767/453

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	824 GIST AVE, SILVER SPRING, MD 20910-4920
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0564960327
Date	Aug 21, 2018
Book Page	56496/327

Lender

Name	SIGNATURE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jul 25, 2033

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	824 GIST AVE, SILVER SPRING, MD 20910-4920
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CERTIFIED TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0586720165
Date	Dec 11, 2019
Book Page	58672/165

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 18, 2018
Property Address	824 GIST AVE, SILVER SPRING, MD 20910-4920
Document Number	0561840027
Book / Page	056184 / 000027
Instrument Date	May 22, 2018
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	824 GIST AVE SILVER SPRING MD 209104920, SILVER SPRING, MD 20910-4920

Tax Assessment & Valuation

The 2025 property tax bill for 824 Gist Ave was $6,312, down 1.9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,200 (+7.78%)	$621,000 (-) Land $313,500 Building $307,500
2025	$6,312.00 (-1.93%)	$537,400	$621,000 Land $313,500 Building $307,500
2024	$6,436.00
2023		$477,500	$495,600 Land $313,500 Building $182,100
2022	$5,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Gist Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 824 Gist Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on Gist Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures