826 Co Rd 392, Holts Summit, MO 65043 Property Records

Callaway County property record for 826 Co Rd 392, Holts Summit, MO 65043

Property Summary

Property Type	Rural Home
Details	3 ba · 1,440 sqft · built 1994
Lot Size	16 acres (696,960 sqft)
Owner	Individual Name on File
Tax Bill	$2,037 (2025)
Deeds & Mortgages	Apr 2009 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-08.0-28.0-00-000-008.007`

Property Details

APN / Parcel Number

Primary APN	`25-08.0-28.0-00-000-008.007`
Alternative APN	`2508028000000000000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Finished Basement	700 sqft
Game Room	Game Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2002
Architectural Style	Conventional
Construction Type	Brick
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	696,960 sqft (16 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Deck Area	279 sqft
Patio Area	279 sqft
Shed	1 Shed
Shed Area	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2508028000000008007
Street Address	826 COUNTY ROAD 392
City	HOLTS SUMMIT
State	MO
Zip	65043-1622
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT CEN PT E 1/2
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1051
Census Tract	70800

Owner

826 Co Rd 392, a rural home, is owned and occupied by an individual who acquired it in October 2022.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	826 COUNTY ROAD 392, HOLTS SUMMIT, MO 65043-1622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2009	Deed of Trust, Mortgage · Conventional Mortgage JEFFERSON BANK OF MISSOURI
Oct 31, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022
Deed Sale	Oct 31, 2022
Deed Document Number	202206856
Deed Book / Page	503 / 609
Record Updated	Jun 8, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	826 COUNTY ROAD 392, HOLTS SUMMIT, MO 65043-1622
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0224/0359
Date	Apr 30, 2009
Book Page	D0224/0359
Instrument	903171

Lender

Name	JEFFERSON BANK OF MISSOURI
Address	JEFFERSON CITY, MO 65102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2039

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 31, 2022
Property Address	826 COUNTY ROAD 392, HOLTS SUMMIT, MO 65043-1622
Document Number	000503/609
Book / Page	503 / 609
Instrument Date	Oct 28, 2022
Instrument	202206856
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 COUNTY ROAD 392, HOLTS SUMMIT, MO 65043-1622

Mortgage

Document Number	0202206857
Date	Oct 31, 2022
Instrument	202206857

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 826 Co Rd 392 was $2,037, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,037.00 (-2.49%)	$33,515 (-)	$181,580 (-)
2024	$2,089.00 (+0.05%)	$33,515 (-)	$181,580 (-)
2023	$2,088.00 (+24.81%)	$33,515 (+8.88%)	$181,580
2022	$1,673.00	$30,781 Land $1,796 Building $28,985
2021			$166,820 Land $10,300 Building $156,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 826 Co Rd 392 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 Co Rd 392 is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: FireServe.

Cell Coverage

5G (outdoors only) and 4G LTE

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