825 Co Rd 392, Holts Summit, MO 65043 Property Records

Callaway County property record for 825 Co Rd 392, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 1997
Lot Size	6.61 acres (287,932 sqft)
Owner	Individual Name on File
Tax Bill	$1,860 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`25-08.0-28.0-00-000-008.013`

Property Details

APN / Parcel Number

Primary APN	`25-08.0-28.0-00-000-008.013`
Alternative APN	`2508028000000000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Finished Basement	50 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	287,932 sqft (6.61 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	2508028000000008013
Street Address	825 COUNTY ROAD 392
City	HOLTS SUMMIT
State	MO
Zip	65043-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W 1/2 SEC (TRACT 4-B OF SURVEY AA PAGE 7)
Legal Tract	4
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1051
Census Tract	70800

Owner

825 Co Rd 392 is owned and occupied by an individual who acquired it in February 2020.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	825 COUNTY ROAD 392, HOLTS SUMMIT, MO 65043-1624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage MIDWEST MTG ASSOC COR
Feb 7, 2020	Warranty Deed, Transfer · Stand-Alone Refinance MIDWEST MTG ASSOC COR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020
Deed Sale	Feb 7, 2020
Deed Document Number	202000841
Deed Book / Page	524
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	825 COUNTY ROAD 392, HOLTS SUMMIT, MO 65043-1624
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000842
Date	Feb 7, 2020
Instrument	202000842

Lender

Name	MIDWEST MTG ASSOC COR

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Feb 7, 2020
Property Address	825 COUNTY ROAD 392, HOLTS SUMMIT, MO 65043-1624
Document Number	202000841
Book / Page	524
Instrument Date	Jan 3, 2020
Instrument	202000841
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	825 COUNTY ROAD 392, HOLTS SUMMIT, MO 65043-1624

Mortgage

Document Number	202000842
Date	Feb 7, 2020
Instrument	202000842

Lender

Name	MIDWEST MTG ASSOC COR

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 825 Co Rd 392 was $1,860, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,860.00 (-2.46%)	$30,600 (-)	$161,050 (-)
2024	$1,907.00 (+0.05%)	$30,600 (-)	$161,050 (-)
2023	$1,906.00 (+1.55%)	$30,600 (+1.58%)	$161,050
2022	$1,877.00	$30,125 Land $5,024 Building $25,101
2021			$158,550 Land $26,440 Building $132,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 825 Co Rd 392 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 Co Rd 392 is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
FireServe Fixed Wireless · not low latency	100 / 50
Mediacom Xtream Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 392

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures