826 Chipaway Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 826 Chipaway Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,390 sqft · built 1985
Lot Size	0.267 acres (11,634 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Oct 2019)
Tax Bill	$8,320 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`052664-2060`

Property Details

APN / Parcel Number

Primary APN	`052664-2060`
Alternative APN	`U2031191TC000034000020`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,390 sqft Living Area
Gross Area	3,419 sqft
1st Floor Area	2,090 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,634 sqft (0.267 acres)
Lot Dimensions	125 ft deep x 97 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	300 sqft
Porch	Florida Room
Porch Area	775 sqft
Deck Area	Deck Area
Patio Area	418 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0526642060
Street Address	826 CHIPAWAY DR
City	APOLLO BEACH
State	FL
Zip	33572-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	A RESUB OF A PORTION OF APOLLO BEACH UNIT 6 LOT 2 BLOCK 34
Legal Range	19E
Legal Township	31S
Legal Section	20
Legal Subdivision	A RESUB OF A PORTION OF APOLLO BEACH UNI
Legal Tract	1TC
Legal Block	34
Legal Lot Number	2
Legal Unit	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2001
Census Tract	14118

Owner

826 Chipaway Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	826 CHIPAWAY DR, APOLLO BEACH, FL 33572-2705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 10, 2019	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Deed Document Number	2019438764
Deed Book / Page	27021 / 1113
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	826 CHIPAWAY DR, APOLLO BEACH, FL 33572-2705
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 CHIPAWAY DR, APOLLO BEACH, FL 33572-2705

Mortgage

Document Number	2021117827
Date	Mar 9, 2021
Instrument	2021117827

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 10, 2019
Property Address	826 CHIPAWAY DR, APOLLO BEACH, FL 33572-2705
Document Number	0000438764
Book / Page	27021 / 1113
Map Reference	MB 51 PG 30
Instrument Date	Oct 2, 2019
Instrument	2019438764
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	COMMERCE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	826 CHIPAWAY DR, 826, APOLLO BEACH, FL 33572-2705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 CHIPAWAY DR, APOLLO BEACH, FL 33572-2705

Mortgage

Document Number	0270211114
Date	Oct 10, 2019
Instrument	27021/1114

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 826 Chipaway Dr was $8,320 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,106 (+2.7%)	$638,920 (-3.97%) Land $292,500 Building $346,420
2025	$8,320.00 Homeowner's exemption	$459,694	$665,302 Land $292,500 Building $372,802
2023	$7,464.00 (+3.9%) Homeowner's exemption	$433,937 (+3%)	$657,940 (+11.34%) Land $268,125 Building $389,815
2022	$7,184.00 Homeowner's exemption	$421,298	$590,946 Land $243,750 Building $347,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 826 Chipaway Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 574 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	582 units insured incl. 8 condo units
Nearby Flood Claims	103 (2017–2026)
Most Recent Claim	Sep 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Oct 2024 · 85 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 Chipaway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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