822 Chipaway Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 822 Chipaway Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,238 sqft · built 1984
Lot Size	0.27 acres (11,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Jun 2023)
Tax Bill	$10,309 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`052664-2064`

Property Details

APN / Parcel Number

Primary APN	`052664-2064`
Alternative APN	`U2031191TC000034000040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,238 sqft Living Area
Gross Area	3,499 sqft
1st Floor Area	40 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,780 sqft (0.27 acres)
Lot Dimensions	125 ft deep x 97 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	396 sqft
Porch	Screened Porch
Porch Area	677 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0526642064
Street Address	822 CHIPAWAY DR
City	APOLLO BEACH
State	FL
Zip	33572-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	A RESUB OF A PORTION OF APOLLO BEACH UNIT 6 LOT 4 BLOCK 34
Legal Range	19E
Legal Township	31S
Legal Section	20
Legal Subdivision	A RESUB OF A PORTION OF APOLLO BEACH UNI
Legal Tract	1TC
Legal Block	34
Legal Lot Number	4
Legal Unit	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2001
Census Tract	14118

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	822 CHIPAWAY DR, APOLLO BEACH, FL 33572-2705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Dec 16, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Dec 16, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	2023271954
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 22, 2023
Property Address	822 CHIPAWAY DR, APOLLO BEACH, FL 33572-2705
Document Number	0000271954
Map Reference	MB 51 PG 30
Instrument Date	Jun 20, 2023
Instrument	2023271954
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 PRESTANCIA LN, SUN CITY CENTER, FL 33573-6918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 CHIPAWAY DR, APOLLO BEACH, FL 33572-2705

Mortgage

Document Number	0000271955
Date	Jun 22, 2023
Instrument	2023271955

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	822 CHIPAWAY DR, APOLLO BEACH, FL 33572-2705
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 CHIPAWAY DR, APOLLO BEACH, FL 33572-2705

Mortgage

Document Number	0000619201
Date	Dec 3, 2021
Instrument	2021619201

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 16, 2019
Property Address	822 CHIPAWAY DR, APOLLO BEACH, FL 33572-2705
Document Number	0271920768
Book / Page	027192 / 000768
Instrument Date	Dec 13, 2019
Instrument	538334
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	BROKERS TITLE/TAMPA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,885.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	822 CHIPAWAY DR APOLLO BEACH FL 335722705, APOLLO BEACH, FL 33572-2705

Mortgage

Document Number	271920769
Date	Dec 16, 2019
Book Page	027192/000769
Instrument	538335

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 16, 2019
Property Address	822 CHIPAWAY DR, APOLLO BEACH, FL 33572-2705
Document Number	0000538334
Book / Page	27192 / 0768
Map Reference	MB 51 PG 30
Instrument Date	Dec 11, 2019
Instrument	2019538334
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	AMERICAN GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,885.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	821 CHIPAWAY DR, 821, APOLLO BEACH, FL 33572-2706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 CHIPAWAY DR, APOLLO BEACH, FL 33572-2705

Mortgage

Document Number	0271920769
Date	Dec 16, 2019
Instrument	27192/0769

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0271920783
Date	Dec 16, 2019
Book Page	27192/0783
Instrument	2019538336

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,134 (+4.2%)	$645,289 (-0.67%) Land $292,500 Building $352,789
2025	$10,309.00 (+52.03%) Homeowner's exemption	$571,169 (+43.75%)	$649,640 (+3.35%) Land $292,500 Building $357,140
2023	$6,781.00 (+4.03%) Homeowner's exemption	$397,333 (+3%)	$628,570 (+12.25%) Land $268,125 Building $360,445
2022	$6,518.00 Homeowner's exemption	$385,760	$559,974 Land $243,750 Building $316,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 574 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	582 units insured incl. 8 condo units
Nearby Flood Claims	103 (2017–2026)
Most Recent Claim	Sep 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Oct 2024 · 85 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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