Wake County property record for 826 Chip Cir, Cary, NC 27513
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,512 sqft · built 1975 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $466,000 (Mar 2024) |
| Tax Bill | $4,017 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0754.16-93-7159-000 |
| Primary APN | 0754.16-93-7159-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 396 sqft |
| Porch | Open Porch |
| Porch Area | 284 sqft |
| Deck Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0090989 |
|---|---|
| Street Address | 826 CHIP CIR |
| City | CARY |
| State | NC |
| Zip | 27513-4306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LO79 OAKWOOD HGTS SEVI |
| Legal Subdivision | OAKWOOD HGTS |
| Legal Lot Number | 79 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | CARY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 53524 |
826 Chip Cir is owned and occupied by an individual who bought it in March 2024.
Source: Wake County records, as of September 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 826 CHIP CIR, CARY, NC 27513-4306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Sep 16, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on File |
| Deed Sale | Mar 11, 2024 · Amount on File |
| Prior Sale | Nov 22, 2010 · Amount on File |
| Prior Transfer Date | Jun 15, 2016 |
| Prior Transfer Doc | 164300635 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Mar 11, 2024 |
| Property Address | 826 CHIP CIR, CARY, NC 27513-4306 |
| Document Number | 19557/2591 |
| Book / Page | 19557 / 2591 |
| Map Reference | MB 1974 PG 204 |
| Instrument Date | Mar 4, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $932.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1101 COLEWAY DR, HOLLY SPRINGS, NC 27540-6375 |
| Name | Verified Name |
|---|---|
| Address | 826 CHIP CIR, CARY, NC 27513-4306 |
| Document Number | 0195572593 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 19557/2593 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 826 CHIP CIR, CARY, NC 27513-4306 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 18076/1856 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 18076/1856 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 826 Chip Cir was $4,017.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,017.00 | $466,393 Land $210,000 Building $256,393 | $466,393 Land $210,000 Building $256,393 |
| 2023 | $3,027.00 | $300,196 Land $120,000 Building $180,196 | $300,196 Land $120,000 Building $180,196 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 826 Chip Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2014–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 826 Chip Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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