Wake County property record for 822 Chip Cir, Cary, NC 27513
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,457 sqft · built 1976 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Oct 2023) |
| Tax Bill | $3,852 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0754.16-93-6100-000 |
| Primary APN | 0754.16-93-6100-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,457 sqft Living Area |
| 1st Floor Area | 1,457 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 15,246 sqft (0.35 acres) |
| Deck Area | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0090987 |
|---|---|
| Street Address | 822 CHIP CIR |
| City | CARY |
| State | NC |
| Zip | 27513-4306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LO77 OAKWOOD HEIGHTS SEVI BM1974-204 |
| Legal Subdivision | OAKWOOD HEIGHTS |
| Legal Lot Number | 77 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | CARY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 53524 |
822 Chip Cir is owned and occupied by two individuals who bought it in October 2023.
Source: Wake County records, as of September 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 822 CHIP CIR, CARY, NC 27513-4306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2023 · Amount on File |
| Deed Sale | Oct 23, 2023 · Amount on File |
| Prior Sale | Aug 8, 2016 · Amount on File |
| Deed Book / Page | 19461 / 1679 |
| Prior Transfer Date | Jan 2, 2007 |
| Prior Transfer Doc | 1234201489 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Oct 23, 2023 |
| Property Address | 822 CHIP CIR, CARY, NC 27513-4306 |
| Document Number | 19461/1679 |
| Book / Page | 19461 / 1679 |
| Map Reference | MB 1974 PG 204 |
| Instrument Date | Oct 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 PEACHTREE RD, VERSAILLES, KY 40383-9117 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 822 CHIP CIR, CARY, NC 27513-4306 |
| Document Number | 0194611681 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 19461/1681 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 822 CHIP CIR, CARY, NC 27513-4306 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 17950/1151 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 17950/1151 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 822 Chip Cir was $3,852.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,852.00 | $447,122 Land $210,000 Building $237,122 | $447,122 Land $210,000 Building $237,122 |
| 2023 | $2,887.00 | $286,205 Land $120,000 Building $166,205 | $286,205 Land $120,000 Building $166,205 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 822 Chip Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2014–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 822 Chip Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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