8255 Gall Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 8255 Gall Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 2022
Square Footage1,842 sqft Living Area
Lot Size283,140 sqft (6.5 acres)
Garage1,200 sqft
OccupancyOwner Occupied
Last Sale$500,000 (2024)
Tax Bill$7,360.00 (2024)

Owner

Source: Monroe County records · APN 07-10-100-005-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8255 GALL RD, WATERLOO, IL 62298-6019
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK
Feb 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK
Aug 06, 2020Grant Deed, Transfer
COLUMBIA TITLE
Aug 06, 2020Quit Claim Deed, Transfer
COLUMBIA TITLE
Mar 15, 2018Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
STATE BK/WATERLOO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2024 · Amount on Record
Deed SaleJul 19, 2024 · Amount on Record
Prior SaleAug 06, 2020 · Amount on Record
Deed Doc Number2024433928
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address8255 GALL RD, WATERLOO, IL 62298-6019
Transaction TypeMortgage
Record UpdatedMar 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000422589
DateFeb 10, 2022
Instrument422589
Lender
NameSTATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052
Interest
Rate TypeFixed Rate

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address8255 GALL RD, WATERLOO, IL 62298-6019
Transaction TypeMortgage
Record UpdatedMar 02, 2022
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000422590
DateFeb 10, 2022
Instrument422590
Lender
NameSTATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 15, 2032
Interest
Rate TypeFixed Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address8255 GALL RD, WATERLOO, IL 62298-6019
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000417068
DateMay 11, 2021
Instrument417068
Lender
NameSTATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 03, 2022
Interest
Rate TypeFixed Rate

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE IL
Recording DateAug 06, 2020
Property Address8255 GALL RD, WATERLOO, IL 62298-6019
Document Number0000410020
Instrument DateAug 04, 2020
Instrument410020
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyCOLUMBIA TITLE

Transaction

AmountAmount Recorded
Tax$9.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6411 NORTHBROOK DR WATERLOO IL 622982745, WATERLOO, IL 62298-2745

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateAug 06, 2020
Property Address8255 GALL RD, WATERLOO, IL 62298-6019
Document Number0000410019
Instrument DateAug 04, 2020
Instrument410019
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyCOLUMBIA TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8219 GALL RD WATERLOO IL 622986019, WATERLOO, IL 62298-6019

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE IL
Recording DateMar 15, 2018
Property Address8255 GALL RD, WATERLOO, IL 62298-6019
Document Number0000364853
Instrument DateMar 09, 2018
Instrument364853
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanyCOLUMBIA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$99.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address611 N BROOK DR WATERLOO IL 62298, WATERLOO, IL 62298

Mortgage

Document Number394854
DateMar 15, 2018
Instrument394854
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueMar 14, 2033

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$143,605 (+552.75%) Land $38,765 Building $104,840
2024$7,360.00$398,859 (+504.33%) Land $66,693 Building $332,166
2022$22,000 Land $21,050 Building $950$66,000 Land $63,150 Building $2,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 42% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN07-10-100-005-000

Interior

Bedrooms3 Beds
Building Area1,842 sqft Living Area
1st Floor1,842 sqft 1st Floor
Basement Area1,842 sqft Basement
Unfinished Basement1,842 sqft Unfinished

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area283,140 sqft (6.5 acres)
Garage Area1,200 sqft Garage
Porch1 Porch
Porch Area202 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address8255 GALL RD
CityWATERLOO
StateIL
Zip62298-6019
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPART S/2 NW/4
Legal Range10W
Legal Township02S
Legal Section10
JurisdictionMONROE IL
Minor Civil Division11
Census Blockgroup2
Census Block2044
Census Tract600402

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Nearby Streets

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