Monroe County property record for 8027 Gall Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,476 sqft Building Perimeter |
| Lot Size | 130,244 sqft (2.99 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $9,371.00 (2024) |
| Primary APN | 07-10-300-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 1,476 sqft Building Perimeter |
| 1st Floor | 1,192 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 130,244 sqft (2.99 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 600 sqft Driveway |
| Garage Area | 576 sqft Garage |
| Deck Area | 219 sqft Deck |
| Patio Area | 219 sqft Patio |
| Porch Area | 150 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 8027 GALL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6015 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART TAX LOT 13 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 10 |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 11 |
| Census Blockgroup | 2 |
| Census Block | 2044 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-10-300-003-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8027 GALL RD, WATERLOO, IL 62298-6015 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8027 GALL RD, WATERLOO, IL 62298-6015 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000416745 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 416745 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8027 GALL RD, WATERLOO, IL 62298-6015 |
| Document Number | 0000409347 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2020 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 8027 GALL RD WATERLOO IL 622986015, WATERLOO, IL 62298-6015 |
| Document Number | 0000409347 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 409347 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 12, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $176,380 (+39.78%) Land $20,230 Building $156,150 | $529,140 (+39.78%) Land $60,690 Building $468,450 | |
| 2024 | $9,371.00 | ||
| 2022 | Additional exemption filed | $126,180 Land $20,230 Building $105,950 | $378,540 Land $60,690 Building $317,850 |
8027 Gall Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 71st in Illinois |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures