825 Zenith St, Lanesboro, MN 55949 Property Records

Fillmore County property record for 825 Zenith St, Lanesboro, MN 55949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,986 sqft · built 2002
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Feb 2023)
Tax Bill	$6,124 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19.0432.040`

Property Details

APN / Parcel Number

Primary APN	`19.0432.040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,986 sqft Heated Area
Gross Area	2,092 sqft
Basement Area	1,528 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,528 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	94,961 sqft (2.18 acres)
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	384 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	825 ZENITH ST
City	LANESBORO
State	MN
Zip	55949-9020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-103 RANGE-009 2.18 AC 2.18AC NW1/4 SE1/4
Legal Range	09
Legal Township	103
Legal Section	19
Jurisdiction	FILLMORE MN
Township / Civil Division	LANESBORO
Census Block Group	1
Census Block	1047
Census Tract	960600

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	825 ZENITH ST, LANESBORO, MN 55949-9020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage VERIDIAN CREDIT UNION
Jun 5, 2023	Quit Claim Deed, Transfer · Conventional Mortgage US BANK NA
Jul 6, 2017	Deed of Trust, Mortgage · ARM FIREFIGHTERS CU
Oct 30, 2018	Deed of Trust, Mortgage ASSOCIATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2023 · Amount on Record
Deed Sale	Feb 6, 2023 · Amount on Record
Deed Document Number	20231540186
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	825 ZENITH ST, LANESBORO, MN 55949-9020
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000453633
Date	Feb 11, 2026
Instrument	453633

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FILLMORE MN
Recording Date	Jun 5, 2023
Property Address	825 ZENITH ST, LANESBORO, MN 55949-9020
Document Number	0000442672
Instrument Date	Feb 6, 2023
Instrument	442672
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 ZENITH ST, LANESBORO, MN 55949-9020

Mortgage

Document Number	0000442673
Date	Jun 5, 2023
Instrument	442673

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	825 ZENITH ST, LANESBORO, MN 55949-9020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	413362
Date	Jul 6, 2017
Instrument	413362

Lender

Name	FIREFIGHTERS CU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 6, 2020
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	13.3%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	825 ZENITH ST, LANESBORO, MN 55949-9020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000419430
Date	Oct 30, 2018
Instrument	000000419430

Lender

Name	ASSOCIATE BANK NA

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Lanesboro City
Unified School District	Lanesboro Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,124.00 (+34.92%) Homeowner's exemption	$387,400 (+9.87%) Land $50,900 Building $336,500	$387,400 (+9.87%) Land $50,900 Building $336,500
2025		$352,600 (+4.72%) Land $50,900 Building $301,700	$352,600 (+4.72%) Land $50,900 Building $301,700
2023		$336,700 (+16.63%) Land $47,600 Building $289,100	$336,700 (+16.63%) Land $47,600 Building $289,100
2022		$288,700 Land $47,600 Building $241,100	$288,700 Land $47,600 Building $241,100
2020	$4,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lanesboro serves 727 people · EPA ID MN1230006
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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