401 Zenith St, Lanesboro, MN 55949 Property Records

Fillmore County property record for 401 Zenith St, Lanesboro, MN 55949

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,602 sqft · built 1992
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,000 (Jun 2021)
Tax Bill	$5,202 (2026)
Deeds & Mortgages	Aug 2021 Refinance May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.0438.010`

Property Details

APN / Parcel Number

Primary APN	`19.0438.010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,602 sqft Heated Area
Gross Area	2,580 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Flat
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Deck Area	288 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 ZENITH ST
City	LANESBORO
State	MN
Zip	55949-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-103 RANGE-009 2.00 AC 2A NE1/4 SW1/4
Legal Range	09
Legal Township	103
Legal Section	19
Jurisdiction	FILLMORE MN
Township / Civil Division	LANESBORO
Census Block Group	1
Census Block	1047
Census Tract	960600

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 ZENITH ST, LANESBORO, MN 55949-9010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS BANK NA
May 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS BANK NA
Jun 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	2021433296
Prior Transfer Date	Jul 1, 2015
Prior Transfer Doc	404350
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	401 ZENITH ST, LANESBORO, MN 55949-9010
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	434368
Date	Aug 31, 2021
Instrument	434368

Lender

Name	MERCHANTS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	401 ZENITH ST, LANESBORO, MN 55949-9010
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	432740
Date	May 19, 2021
Instrument	432740

Lender

Name	MERCHANTS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Jun 18, 2021
Property Address	401 ZENITH ST, LANESBORO, MN 55949-9010
Document Number	433296
Instrument Date	Jun 10, 2021
Instrument	433296
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	401 ZENITH ST, LANESBORO, MN 55949-9010

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Lanesboro City
Unified School District	Lanesboro Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,202.00 (+13.23%) Homeowner's exemption	$364,200 (+3.85%) Land $55,000 Building $309,200	$364,200 (+3.85%) Land $55,000 Building $309,200
2025		$350,700 (-5.5%) Land $55,000 Building $295,700	$350,700 (-5.5%) Land $55,000 Building $295,700
2023		$371,100 Land $52,000 Building $319,100	$371,100 Land $52,000 Building $319,100
2020	$4,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lanesboro serves 727 people · EPA ID MN1230006
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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