825 Winterside Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 825 Winterside Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,185 sqft · built 2019
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jul 2024)
Tax Bill	$9,974 (2025)
Deeds & Mortgages	Sep 2026 Sale Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`054220-1148`

Property Details

APN / Parcel Number

Primary APN	`054220-1148`
Alternative APN	`U32311997F000081000020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,185 sqft Living Area
Gross Area	3,100 sqft
1st Floor Area	1,501 sqft
Upper Floors Area	684 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	504 sqft
Porch	Open Porch
Porch Area	411 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542201148
Street Address	825 WINTERSIDE DR
City	APOLLO BEACH
State	FL
Zip	33572-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PARCELS 21 AND 23 LOT 2 BLOCK 81
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PARCELS 21 AND 23
Legal Tract	97F
Legal Block	81
Legal Lot Number	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2010
Census Tract	14121

Owner

825 Winterside Dr is owned by two individuals who bought it in July 2024.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7822 GRAND GULCH DR, INDIANAPOLIS, IN 46239-7724
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 28, 2021	Special Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Nov 2, 2020	Grant Deed, Transfer · Line of Credit CITY NAT'L BK/FL
Feb 12, 2020	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA
May 16, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2024 · Amount on File
Deed Sale	Jul 19, 2024 · Amount on File
Prior Sale	Jul 28, 2021 · Amount on File
Deed Document Number	2024306506
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 4, 2026
Property Address	825 WINTERSIDE DR, APOLLO BEACH, FL 33572-3423
Document Number	0000347830
Instrument Date	Aug 26, 2026
Instrument	2026347830
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	7822 GRAND GULCH DR, INDIANAPOLIS, IN 46239-7724

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 28, 2021
Property Address	825 WINTERSIDE DR, APOLLO BEACH, FL 33572-3423
Document Number	2021378039
Map Reference	MB 110 PG 261-276
Instrument Date	Jul 14, 2021
Instrument	2021378039
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 MADISON AVENUE #122122, 650, ORANGE CITY, FL 32763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 WINTERSIDE DR, APOLLO BEACH, FL 33572-3423

Mortgage

Document Number	2021378040
Date	Jul 28, 2021
Instrument	2021378040

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 2, 2020
Property Address	825 WINTERSIDE DR, APOLLO BEACH, FL 33572-3423
Document Number	0000453312
Instrument Date	Oct 16, 2020
Instrument	453312
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	PSH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,522.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	650 MADISON AVE #22ND NEW YORK NY 100221029, 22ND, NEW YORK, NY 10022-1029
Investor	Possibly a Property Investor

Mortgage

Document Number	453313
Date	Nov 2, 2020
Instrument	453313

Lender

Name	CITY NAT'L BK/FL
Type	Bank
Address	100 SE 2ND ST # 13TH, MIAMI, FL 33131-2100

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HILLSBOROUGH FL
Property Address	825 WINTERSIDE DR, APOLLO BEACH, FL 33572-3423
Document Number	0000064315
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674

Mortgage

Document Number	0000064315
Date	Feb 25, 2020
Instrument	64315

Lender

Name	BANK OF AMERICA
Type	Bank
Address	355 ALHAMBRA CIR # 1360, CORAL GABLES, FL 33134-5041

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 16, 2018
Property Address	825 WINTERSIDE DR, APOLLO BEACH, FL 33572-3423
Document Number	0257681731
Book / Page	025768 / 001731
Instrument Date	May 15, 2018
Instrument	192730
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 825 Winterside Dr was $9,974.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,092 (-4.23%) Land $75,000 Building $291,092	$366,092 (-4.23%) Land $75,000 Building $291,092
2025	$9,974.00 Homeowner's exemption	$382,267 Land $75,000 Building $307,267	$382,267 Land $75,000 Building $307,267
2023	$9,606.00 (+3.57%)	$351,321 (+2.13%) Land $55,000 Building $296,321	$351,321 (+2.13%) Land $55,000 Building $296,321
2022	$9,275.00	$343,999 Land $55,000 Building $288,999	$343,999 Land $55,000 Building $288,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 825 Winterside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 Winterside Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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