824 Winterside Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 824 Winterside Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,209 sqft · built 2020
Lot Size	0.163 acres (7,095 sqft)
Owner	2 Individual Names on File
Last Sale	$441,500 (Oct 2021)
Tax Bill	$9,977 (2025)
Deeds & Mortgages	Oct 2021 Sale Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`054220-1134`

Property Details

APN / Parcel Number

Primary APN	`054220-1134`
Alternative APN	`U32311997F000080000010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,209 sqft Living Area
Gross Area	3,316 sqft
1st Floor Area	2,209 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,095 sqft (0.163 acres)
Lot Dimensions	124 ft deep x 55.8 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542201134
Street Address	824 WINTERSIDE DR
City	APOLLO BEACH
State	FL
Zip	33572-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PARCELS 21 AND 23 LOT 1 BLOCK 80
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PARCELS 21 AND 23
Legal Tract	97F
Legal Block	80
Legal Lot Number	1
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2010
Census Tract	14121

Owner

824 Winterside Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	824 WINTERSIDE DR, APOLLO BEACH, FL 33572-3416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Warranty Deed, Transfer EXECUTIVE TITLE, EXECUTIVE TITLE OF FL INC
Oct 7, 2020	Grant Deed, Transfer · Conventional with PMI PARK SQUARE HM MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Prior Sale	Oct 7, 2020 · Amount on File
Deed Document Number	2021520256
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 14, 2021
Property Address	824 WINTERSIDE DR, APOLLO BEACH, FL 33572-3416
Document Number	0000520256
Map Reference	MB 110 PG 261
Instrument Date	Sep 23, 2021
Instrument	2021520256
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	EXECUTIVE TITLE, EXECUTIVE TITLE OF FL INC

Transaction

Amount	Amount on Record
Tax	$3,090.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13910 SPECTOR RD, 13910, LITHIA, FL 33547-4168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 WINTERSIDE DR, APOLLO BEACH, FL 33572-3416

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 7, 2020
Property Address	824 WINTERSIDE DR, APOLLO BEACH, FL 33572-3416
Document Number	0000413826
Instrument Date	Sep 18, 2020
Instrument	413826
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	PSH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,272.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	824 WINTERSIDE DR APOLLO BEACH FL 335723416, APOLLO BEACH, FL 33572-3416

Mortgage

Document Number	413827
Date	Oct 7, 2020
Instrument	413827

Lender

Name	PARK SQUARE HM MTG LLC
Address	ORLANDO, FL 32811

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 824 Winterside Dr was $9,977 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,182 (+2.7%)	$401,565 (-4.91%) Land $93,280 Building $308,285
2025	$9,977.00 Homeowner's exemption	$379,924	$422,311 Land $93,280 Building $329,031
2023	$9,042.00 (+4.52%) Homeowner's exemption	$358,463 (+3%)	$394,299 (-2.45%) Land $80,477 Building $313,822
2022	$8,651.00 Homeowner's exemption	$348,022	$404,214 Land $80,477 Building $323,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Winterside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 Winterside Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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